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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145412)

Excellent for getting them things you couldn't affor...

5
Excellent for getting them things you couldn't afford in a lump sum, easy straight forward clear service. Highly recommend Reviewed on: 15th June 2026

PayPal is a great way to shop.

5
PayPal is a great way to shop. It's safe and secure, and I don't have to pay the entire amount at once. I can split the payment into three installments. Reviewed on: 15th June 2026

Overall good service.

5
Overall good service. Offers a good plan Reviewed on: 15th June 2026

I love that you can split payments with paypal, and...

5
I love that you can split payments with paypal, and without being charged interest! It makes things so much easier to pay off. Reviewed on: 15th June 2026

Always very easy to use, quick and reliable

5
Always very easy to use, quick and reliable Reviewed on: 15th June 2026

When i had a charge, not done by me, the customer ca...

4
When i had a charge, not done by me, the customer care help me and remove the charge, really happy with the assistance and aervice provided Reviewed on: 15th June 2026

Always had a great experience with PayPal and they h...

5
Always had a great experience with PayPal and they helped my through an eBay scam a few years ago. Very helpful Reviewed on: 15th June 2026

Easy to use and easy to apply on any online shopping...

5
Easy to use and easy to apply on any online shopping plus the credit card is also easily available Reviewed on: 15th June 2026

Experience simple things not working for everybody

5
Experience simple things not working for everybody Reviewed on: 15th June 2026

Very impressed

5
Amazing ,thank you ! Good services provider Reviewed on: 15th June 2026

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