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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

Allways helpful never have any issues

5
Allways helpful never have any issues Reviewed on: 15th June 2026

Paypal credit . A credit to Paypal

5
I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026

PayPal makes things I can't afford easier to purchase.

5
PayPal makes things I can't afford easier to purchase. Reviewed on: 15th June 2026

PayPal sevice

5
I have used PayPal for quite some time, I use it because I feel safe purchasing items, plus if there are sometimes problems with buyers they will help you Reviewed on: 15th June 2026

I've had nothing but the best experience with PayPal

5
I've had nothing but the best experience with PayPal Reviewed on: 15th June 2026

What’s a fantastic and trust worthy company! .

5
What’s a fantastic and trustworthy company. They have never let me down and always helps move and I’ve needed it and I have great deals with their PayPal credit. You also can now get MasterCard via PayPal, which is really handy. Couldn’t be without them. Reviewed on: 15th June 2026

Easy and stress free!

5
Easy and stress free! Have not had any issues with PayPal and it is my number one for payments. Reviewed on: 15th June 2026

Paypal took the sting out of a special purchase

5
Needed to purchase something and the Paypal took the sting out of it & meant I didn't have to touch my savings Reviewed on: 15th June 2026

Easy transactions and quick decisions with flexible...

5
Easy transactions and quick decisions with flexible options. Resolution of any issues is very quick through the app, much improved over 15 years ago Reviewed on: 15th June 2026

Happiness

5
Excellent no complaints -don’t have time for an essay Reviewed on: 15th June 2026

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