Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82463 reviews)

View other PayPal products

4.90

Based on 82,463 reviews, last reviewed 23rd Apr 2026

2921000% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal greatness I use PayPal all the time to send money internationally and now they have PayPal credit and it’s on Apple Pay, this makes my life so much easier! I re... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (82463)

Easy to arrange and available as and when you need...

Easy to arrange and available as and when you need it Reviewed on: 18th April 2026

Very happy Divs!a!..

Been with PayPal couple of yrs n happy with them Reviewed on: 18th April 2026

Great to borrow money with interest free at all time

Great to borrow money with interest free at all time Reviewed on: 18th April 2026

Worth having

A good facility to have; I like the 0% option especially. Reviewed on: 18th April 2026

Security offered by PayPal and Credit Conditions off...

Security offered by PayPal and Credit Conditions offered are a plus! Reviewed on: 18th April 2026

Extremely simple to use.

Always use PayPal credit for larger purchases and never have an issue. Reviewed on: 18th April 2026

Too bad is limited to use.

Too bad is limited to use. Will be more useful in other markets too, and on eBay onli pay in 4 ... Is a shame Reviewed on: 18th April 2026

Excellent services and very satisfying.

Excellent services and very satisfying. Reviewed on: 18th April 2026

Easy to use, used on so many retailers

Easy to use, used on so many retailers Reviewed on: 18th April 2026

It’s always a good experience using PayPal

It’s always a good experience using PayPal Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37759 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub