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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145406)

It is very easy and helpful and is a very good servi...

5
It is very easy and helpful and is a very good service to use ...it has a very quick process as well Reviewed on: 15th June 2026

There when money was not haha

5
Not had any troubles in all honesty Reviewed on: 15th June 2026

It’s really easy to use when paying for stuff online

5
It’s really easy to use when paying for stuff online Reviewed on: 15th June 2026

Paypal is helpful, supportive and reliable

5
Paypal is helpful, supportive and reliable Reviewed on: 15th June 2026

Seems to have got a lot better over the years.

5
Seems to have got a lot better over the years. Reviewed on: 15th June 2026

Great service that’s easy to use and reliable.

5
Great service that’s easy to use and reliable. PayPal makes sending and receiving payments quick and secure, and I’ve always found it convenient for online purchases. A trusted payment platform that I would recommend. Reviewed on: 15th June 2026

Pay pal credit is a fantastic way to buy items, you...

5
Pay pal credit is a fantastic way to buy items, you get 4 months to pay off your purchases which is very good because of the cost of living is driving people debt Reviewed on: 15th June 2026

Very easy to use good service

5
Very easy to use and good service. Easy to monitor. Reviewed on: 15th June 2026

Reliable and trustworthy

5
I’ve used it for over ten years it’s reliable and trustworthy. Very good interest rates and deals to get your money’s worth. Reviewed on: 15th June 2026

Wouldn't be without my paypal

5
Had PayPal for a few years its only way I pay for goods your protected by PayPal should anything go wrong Reviewed on: 15th June 2026

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