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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145400)

Quick and easy to use!

5
The PayPal experience was quick and easy, making payments is very easy to compete and gives you the freedom to be more flexible when purchasing items. Reviewed on: 15th June 2026

Easy to spread cost interest free

5
Easy to spread cost interest free Reviewed on: 15th June 2026

Always have the best customer service experience whe...

5
Always have the best customer service experience whenever I had an issue and would be quickly resolved no hassle Reviewed on: 15th June 2026

PayPal credit helped me a lot when I had less money...

5
PayPal credit helped me a lot when I had less money in my bank account. Reviewed on: 15th June 2026

Good Review

5
I have found PayPal Credit useful to help manage my finances and build my credit score. Every time I have had a dispute or issue I have had great support. Reviewed on: 15th June 2026

No proplems good service all round

5
No proplems good service all round Reviewed on: 15th June 2026

User friendly and flexible

5
User friendly and flexible.i enjoy using the app and makes my life easier Reviewed on: 15th June 2026

Great always use its services used for PayPal PayPal...

5
Great always use its services used for PayPal PayPal credit PayPal pay in 3 Reviewed on: 15th June 2026

The most reliable and trustworthy experience i have...

5
The most reliable and trustworthy experience i have ever had using services of this type! Im never in doubt about my money being safe when I use PayPal. Reviewed on: 15th June 2026

Neverhad an issue using PayPal.

5
Never had an issue with PayPal and have used them for many years . All my online payments are through PayPal, they’re great. Reviewed on: 15th June 2026

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