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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,215 reviews, last reviewed 22nd Apr 2026
2898600% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

More interest Free payment options More payments options for more expensive purchases pay in three is good for smaller amounts but not large Reviewed on: 22nd April 2026
gavin collins's avatar
gavin collins

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82215)

Easy payment access!

5
Easy payment access! So much easier than paying directly from my account. Making it easier and safer. Reviewed on: 18th April 2026
Nadz's avatar
Nadz

Very easy to use and make payments.

5
Very easy to use and make payments. Very reasonable rates Reviewed on: 18th April 2026
Andy Cole's avatar
Andy Cole

Great for bigger purchases, interest free for 4 mont...

5
Great for bigger purchases, interest free for 4 months makes things more manageable especially things that catch you unaware or things like concert tickets etc Reviewed on: 18th April 2026
Christopher H's avatar
Christopher H

PayPal is a trusted and reputable financial provider.

5
PayPal is a trusted and reputable financial provider. Their platform is user friendly, efficient and secure. Reviewed on: 18th April 2026
P McQ's avatar
P McQ

Good bank

5
Good bank been with for years good for online purchases. Used credit card to make a phone purchase in an installment plan Reviewed on: 18th April 2026
andrew gibb's avatar
andrew gibb

Very professional , the future of school

4
Very professional , the future of school Reviewed on: 18th April 2026
Robert B's avatar
Robert B

Excellent service and always answered my questions

5
Excellent service and always answered my questions Reviewed on: 18th April 2026
Sanjay P's avatar
Sanjay P

Every time I use PayPal is a positive experience.

5
Every time I use PayPal is a positive experience. Reviewed on: 18th April 2026
Terry's avatar
Terry

It’s been a wonderful experience using pay pal over...

5
It’s been a wonderful experience using pay pal over the years and they have the best credit card one can ever get with the best rate and that is the only credit card I have Reviewed on: 18th April 2026
okeke jordan's avatar
okeke jordan

Paypal leverage option of 0% in 4 payments which is...

5
Paypal leverage option of 0% in 4 payments which is really helpful at the time of need . Also PayPal credit seems very useful for same Reviewed on: 18th April 2026
Shan's avatar
Shan

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