Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,778 reviews, last reviewed 24th Jun 2025
1840000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and regular reminders when a payment i... Easy to apply and regular reminders when a payment is coming up Reviewed on: 24th June 2025
Julie chapman's avatar
Julie chapman

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50778)

I’ve been using PayPal for a few years now, and over...

5
I’ve been using PayPal for a few years now, and overall, it’s been a pretty smooth experience. I like how easy it is to send money to friends or pay for things online without having to enter my card details every time. The app and website are simple to navigate, which is great because I’m not super tech-savvy. One thing I really appreciate is the security — it gives me peace of mind knowing there are buyer protection policies if something goes wrong with a purchase. I’ve used it a couple of times to resolve issues, and while it took some time, they did help me get my money back. The only downside is the fees. When I’m converting currencies or using it for business transactions, the fees can add up, and that’s a bit frustrating. Also, their customer support can sometimes be slow to respond, which can be annoying when you need help quickly. Reviewed on: 27th May 2025

I find it very flexible and easy to use

5
I find it very flexible and easy to use Reviewed on: 27th May 2025

Paypal ia a simple was yo budget .

5
Paypal ia a simple was yo budget . Reviewed on: 27th May 2025

Always very helpful and keep me within limits.

5
Always very helpful and keep me within limits.Often have very useful promotions. Would recommend to anyone. Reviewed on: 27th May 2025

I enjoy using PayPal credit

5
I enjoy using PayPal credit, being able to spread it over 3monthd has been really helpful. And no interest. Reviewed on: 27th May 2025

great service, excellent

5
great service, excellent 4 month 0% offer Reviewed on: 27th May 2025

No issues.

5
No issues. Everything has run smoothly. Reviewed on: 27th May 2025

Very convenient.

5
I find PayPal Cedit an easy an convenient way to spread the cost of my purchases. Reviewed on: 27th May 2025

I am always use PayPal for my purchases,and is great...

5
I am always use PayPal for my purchases,and is great to spread the cost or just shop and pay later with installment,I encourage my friends and family to use PayPal as I had a great experience with them. Reviewed on: 27th May 2025

We love Paypal!

5
We love Paypal!!! for any unexpected issue's at home we get a fair interest free way to spread the cost this is really a life saver when you are on a budget and it makes it feel like a real service IS being offered and they are not just out to get your money Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products