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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145421)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I am satisfied with the service.

I am satisfied with the service. Reviewed on: 15th June 2026

Always convenient to use as a payment method or tran...

Always convenient to use as a payment method or transaction Reviewed on: 15th June 2026

Great service very convenient to use

Great service very convenient to use Reviewed on: 15th June 2026

Eazy Breezy

Easy to understand the T&C's. Useful Reviewed on: 15th June 2026

Safe and secure borrowing and online payment.

Safe and secure borrowing and online payment. Very easy to make overpayments using the app Reviewed on: 15th June 2026

Easy, safe and simple to use.

Easy, safe and simple to use. If the website or service im using has the paypal all the time I pay through it. I like that they do pay in 3 option if you spend the minimum amount needed for that. Paypal credit is nice to pay over longer periods Reviewed on: 15th June 2026

Flexible payments

Keep your payments up to date and this is an excellent flexible way to pay online. With multiple choices of instant, pay in 3 or plain pay later for larger purchases, there’s an method to suit all your buys. Reviewed on: 15th June 2026

Love the flexibility PayPal credit provides!

Love the flexibility PayPal credit provides! Reviewed on: 15th June 2026

Good, convenient and fast service

Good, convenient and fast service Reviewed on: 15th June 2026

Excellent for getting them things you couldn't affor...

Excellent for getting them things you couldn't afford in a lump sum, easy straight forward clear service. Highly recommend Reviewed on: 15th June 2026

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