Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85669 reviews)

View other PayPal products

4.90

Based on 85,669 reviews, last reviewed 26th Apr 2026

1608800% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal: Fast, Secure, and Widely Trusted PayPal: Fast, Secure, and Widely Trusted Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85669)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great customer service.

Great customer service. Nice PayPal point for transactions. Easy to use, safe option for online payments. Reviewed on: 21st April 2026

Always helpful when ever I need to talk to someone o...

Always helpful when ever I need to talk to someone on the phone Reviewed on: 21st April 2026

Excellent customer service.

Excellent customer service. Staff act promptly and efficiently with excellent professionalism Reviewed on: 21st April 2026

Best payment method

Great service. Always happy to checkout with PayPal for added security Reviewed on: 21st April 2026

Love the new PayPal debit card.

Love the new PayPal debit card. I use it all the time now. Stopped using my current account debit card. Reviewed on: 21st April 2026

Had an unforseen expense land with me.

Had an unforseen expense land with me. Looked no further and took out easy payment from PayPal. Simple, no hassle. Peace of mind regained. Reviewed on: 21st April 2026

Flexible payment terms allowed me spread payment ove...

Flexible payment terms allowed me spread payment over months Reviewed on: 21st April 2026

I wish the intrest rate on my account was a little l...

I wish the intrest rate on my account was a little lower, has crept up a bit latley. Reviewed on: 21st April 2026

Great product.

Great. Easy to use and affordable. Reviewed on: 21st April 2026

Very good experience, fast and easy

Very good experience, fast and easy Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39214 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub