Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145414)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Experience simple things not working for everybody

Experience simple things not working for everybody Reviewed on: 15th June 2026

Very impressed

Amazing ,thank you ! Good services provider Reviewed on: 15th June 2026

Amazing,fast ,alwas when l need .

Amazing,fast ,alwas when l need . Help me many times when l need mobey Reviewed on: 15th June 2026

PayPal had been the best so far and using PayPal is...

PayPal had been the best so far and using PayPal is very easy and safe. Customers able to make easy payment . Reviewed on: 15th June 2026

I am genuinely enjoying using PayPal Credit and woul...

I am genuinely enjoying using PayPal Credit and would rate it as one of the best credit facilities available. The 0% interest offer for four months gives you the flexibility to make purchases without worrying about interest charges, making it much easier to manage your finances. The service is straightforward and easy to use, with a simple application process and a user-friendly interface. I also find it very convenient that I can monitor my orders and delivery status in one place, providing added peace of mind when shopping online. Overall, PayPal Credit offers flexibility, convenience, and excellent value, and I would highly recommend it to anyone looking for a reliable way to spread the cost of their purchases Reviewed on: 15th June 2026

Allways helpful never have any issues

Allways helpful never have any issues Reviewed on: 15th June 2026

Paypal credit . A credit to Paypal

I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026

PayPal makes things I can't afford easier to purchase.

PayPal makes things I can't afford easier to purchase. Reviewed on: 15th June 2026

PayPal sevice

I have used PayPal for quite some time, I use it because I feel safe purchasing items, plus if there are sometimes problems with buyers they will help you Reviewed on: 15th June 2026

I've had nothing but the best experience with PayPal

I've had nothing but the best experience with PayPal Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76382 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub