Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147248 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147248)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and never lets me down

Very easy to use and never lets me down Reviewed on: 17th June 2026

Useful for occasional large purchases

I find it useful to pay for larger purchases in 4 instalments with no interest. It also makes it easy to buy online and return if not needed without affecting monthly cash flow. Reviewed on: 17th June 2026

In general my experience is positive, great to use,...

In general my experience is positive, great to use, qucik easy, convientinet and with mutliple ways to finace which is great. My issue is the billing and account balance, if fin dit difficult to track purchases and payments, just seesm complicated considering the process of paying for items seems so stream lined. I would say they need to focus on improving the clarity of the billing process and purchases. Reviewed on: 17th June 2026

It helped me a lot to make shopping and paying easier.

It helped me a lot to make shopping and paying easier. I'm happy with it. Reviewed on: 17th June 2026

East Credit

Easy to set up and simple to understand Reviewed on: 17th June 2026

Long time user, very cheep credit if you’re smart ab...

Long time user, very cheep credit if you’re smart about how you use it Reviewed on: 17th June 2026

My Papal experience

I have been using paypal for many years and there service to me has been very good and it helps me to budget every month especially wirh there 3 monthly payments interest free Reviewed on: 17th June 2026

Easy and flexible to use.

I’ve never had any issues. It’s a very smooth process and easy to manage purchases. You can pay minimum payment, custom amounts and full amount at any time so you’re completely in control. The system is so easy to use and many retailers now offer PayPal as a payment method. Reviewed on: 17th June 2026

PayPal is easy to use & also easy to keep an eye on...

PayPal is easy to use & also easy to keep an eye on too which makes it a safer way to pay without having to worry about any potential fraud etc. It gives you the flexibility which sometimes one requires. Highly recommend. Reviewed on: 17th June 2026

Love paypal

I’ve had a great experience using PayPal. It’s fast, secure, and makes sending and receiving money incredibly easy. The platform is user-friendly, and I appreciate the added buyer protection when shopping online. Transactions are processed quickly, and I’ve found customer support to be helpful whenever I’ve needed assistance. Overall, PayPal is a reliable payment service that I trust and would highly recommend. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78626 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.70 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub