Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,054 reviews, last reviewed 23rd Apr 2026
2974700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interface and consumer protection Excellent interface and consumer protection Reviewed on: 23rd April 2026
Gary S's avatar
Gary S

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83054)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My go to for paying anything

5
I have used PayPal for years & the credit option has helped me out numerous times. I feel safe using PayPal. Reviewed on: 19th April 2026

The experience with PayPal always been great.

5
The experience with PayPal always been great. PayPal is great with tracking parcels and payments. Reviewed on: 19th April 2026

Very good service, the payment in 3 months is excell...

5
Very good service, the payment in 3 months is excellent Reviewed on: 19th April 2026

TelephoneExcellent customer service support

5
Telephone call service very helpful in explaining the process and helping me set up direct debit. Easy to contact customer services and website makes it easy to check on purchases and payments. Handy to use when fu nds are getting low in bank and needed to make a bigger purchase. Reviewed on: 19th April 2026

Never had any problems and easy to use

5
Never had any problems and easy to use Reviewed on: 19th April 2026

Excellent

5
Fast and efficient service no problems Reviewed on: 19th April 2026

Reliable every time and feel safer using PayPal

5
Reliable every time and feel safer using PayPal Reviewed on: 19th April 2026

Paypal offers a amazing credit line with great terms...

5
Paypal offers a amazing credit line with great terms when im spending im always looking out for paypals icon, it nice to know if you are not sure on legitimately of a website paypal is prepared to save you with there amazing protection services. Reviewed on: 19th April 2026

Very good .and very pleased

5
Very good .i am very happy and very pleased Reviewed on: 19th April 2026

Simple and easy to use with flexible payment options

5
Simple and easy to use with flexible payment options Reviewed on: 19th April 2026