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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146903)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had an issue with using PayPal

5
Never had an issue with using PayPal Reviewed on: 17th June 2026

I've earned quite a few pounds now playing games on...

1
I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

Great service when purchasing no issues or problems

5
Great service when purchasing no issues or problems Reviewed on: 16th June 2026

Really easy to navigate, very helpful to have pay in...

5
Really easy to navigate, very helpful to have pay in 3 and Paypal credit Reviewed on: 16th June 2026

PayPal give you the most secure way to make transact...

5
PayPal give you the most secure way to make transactions Reviewed on: 16th June 2026

PAYPAL. A1

5
PAYPAL.SO DEDICATED IN PROTECTING BUYERS WHO USE THIER PRODUCT. ABSOLUTELY BRILLIANT Reviewed on: 16th June 2026

No issues with payments and great customer resolution

5
No issues with payments and great customer resolution Reviewed on: 16th June 2026

Love the pay later option.

5
Love the pay later option. Helps me to spread the cost with bigger purchase items that I cannot afford outright Reviewed on: 16th June 2026

Great - very handy

5
Great. Very handy for larger purchases Reviewed on: 16th June 2026

Pay pal credit is amazing it helped me always to pla...

5
Pay pal credit is amazing it helped me always to plan ahead Reviewed on: 16th June 2026

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