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PayPal: PayPal Credit reviews

4.90
Based on 83,472 reviews, last reviewed 24th Apr 2026
3013200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. Great for payments and getting points Reviewed on: 24th April 2026
Abz's avatar
Abz

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83472)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy transactions, makes paying friends and family s...

5
Easy transactions, makes paying friends and family super easy. PayPal pay in 3 is a lifesaver sometimes. Reviewed on: 19th April 2026

Very good willing to listern always willing to help...

5
Very good willing to listern always willing to help when they I would recommend to all Reviewed on: 19th April 2026

My experience has been fantastic.

5
My experience has been fantastic. The credit card is extremely useful. PayPal has provides one of the best means of settlement. Reviewed on: 19th April 2026

Easy to set up, quick and efficient, just perfect f...

5
Easy to set up, quick and efficient, just perfect for unpredictable shopping Reviewed on: 19th April 2026

Easy way to pay and never had any issues

5
Easy way to pay and never had any issues Reviewed on: 19th April 2026

Great service, easy to use.

5
Great service, easy to use. The convenience is second to none. Reviewed on: 19th April 2026

Paypal pay in 4 is a life saver

5
Ive used paypal credit to pay for items over a few months that would have been unaffordable for me it's absolutely brilliant Reviewed on: 19th April 2026

Great for day to day use.

4
Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contacting customer service and resolving issues. Difficult to track PayPal+ activity. Reviewed on: 19th April 2026

Easy to use app.

5
Easy to use app. Different ways to pay depending what you want. Reviewed on: 19th April 2026

Purchase in confidence!

5
Inspires confidence to make purchases knowing that you’re protected. Reviewed on: 19th April 2026