Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,442 reviews, last reviewed 24th Apr 2026
3010700% increase in 5 star reviews
in the past 90 days
4350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the safest way to shop. PayPal is the safest way to shop. No worries about dodgy people getting your bank details. No worries about losing your money to dishonest traders. Th... Read more Reviewed on: 24th April 2026
Mr P's avatar
Mr P

Latest lowest rating:

1

Confusing with extra fees added for an a single miss... Confusing with extra fees added for an a single missed payment Reviewed on: 24th April 2026
Katie Woodward's avatar
Katie Woodward

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83442)

Best customer service

5
Best customer service and much recommended Reviewed on: 19th April 2026

Easy money management

5
It's so easy to transfer money, do a pay in 3 or sort out interest free credit or pay for items when shopping. Love PayPal! Reviewed on: 19th April 2026

I trust PayPal with all my transactions and purchases.

5
I trust PayPal with all my transactions and purchases. I have used it for small and big payments. It is also very versatile and dynamic- I can split the bill at a restaurant and send the correct amount to my friends. No matter what I do… it is always safe. Reviewed on: 19th April 2026

Pay in 3 and PayPal credit available so when I want...

5
Pay in 3 and PayPal credit available so when I want something a little more expensive I can spread the cost. Easy to use. I feel protected should I be scammed on any purchases. Reviewed on: 19th April 2026

Excellent ready credit with no gotchas.

5
Excellent ready credit with no gotchas. Thanks PayPal Reviewed on: 19th April 2026

PayPal always offers great service and offering

5
PayPal always offers great service and offering. It’s reliable and you know your funds are safe. Reviewed on: 19th April 2026

Easy to male payments, statements ans quick glances...

5
Easy to male payments, statements ans quick glances at spending Reviewed on: 19th April 2026

PayPal has been amazing for me.

5
PayPal has been amazing for me with the security and ease of use it's the obvious choice for me. Reviewed on: 19th April 2026

Really helpful and always quick solutions

5
Really helpful and always quick solutions Reviewed on: 19th April 2026

Excellent

5
Excellent and easy to use through app. Reviewed on: 19th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review