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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145359 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145359)

I have had my PayPal account for around 10 years now.

I have had my PayPal account for around 10 years now. Started using more freuquenrly. Everything is so easy to navigate, customer service are so friendly and clear when I had issues with something. I love how protected I feel when using PayPal also with my personal details and bank. Reviewed on: 15th June 2026

All fine!

All fine! Never had any issues w Reviewed on: 15th June 2026

Easy and convenient way to pay.

Easy and convenient way to pay. Highly recommended Reviewed on: 15th June 2026

Really easy and simple to use especially for short t...

Really easy and simple to use especially for short to mid term finance such as spreading the cost of a purchases over a few months. Reviewed on: 15th June 2026

Has been good so far.

Has been good so far. While the customer service has been awesome Reviewed on: 15th June 2026

I wish there was better customer service for people...

I wish there was better customer service for people who run into problems Reviewed on: 15th June 2026

Very handy and straightforward.

Very handy and straightforward. Never any issues. Reviewed on: 15th June 2026

PayPal credit

PayPal credit has lots of options giving flexibility for users. Reviewed on: 15th June 2026

does the job, easy credit, useable in most places

does the job, easy credit, useable in most places Reviewed on: 15th June 2026

Mr go to.

A wonderful platform in any ways. Easy access and use, extremely safe and secure, great rewards, outstanding customer service. Reviewed on: 15th June 2026

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