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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145342 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145342)

I have been using PayPal for over a year now and the...

I have been using PayPal for over a year now and the experience is seamless. The new buy now pay later scheme is great and other payment option like pay in 4 month with 0% APR is exciting. Reviewed on: 15th June 2026

Just all round great service .

Just all round great service . Been very helpful throughout my experience with them Reviewed on: 15th June 2026

Find it very useful service especially at minute whe...

Find it very useful service especially at minute when you need that little help spread the cost missed a payment guy was really useful on skipped my late payment Reviewed on: 15th June 2026

Really does help me every month

I love that if I need to buy something urgently but can't quite afford it I use my PayPal credit or pay in 3 and it helps me so much. Reviewed on: 15th June 2026

I’m quite a heavy user of PayPal credit, it’s just q...

I’m quite a heavy user of PayPal credit, it’s just quite an easy platform to use - especially in comparison to other credit platforms Reviewed on: 15th June 2026

Very easy, reliable and convenient service.

Very easy, reliable and convenient service. Reviewed on: 15th June 2026

Excellent service

Just easy to use and any problem pay-pal will sort it. Excellent service every time you use it Reviewed on: 15th June 2026

Sometimes customer service can be difficult to contact

Sometimes customer service can be difficult to contact Reviewed on: 15th June 2026

Fantastic service

Overall great experience, fast service and customer service have been outstanding. Reviewed on: 15th June 2026

high interest rate

Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

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