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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86448 reviews)

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4.90

Based on 86,448 reviews, last reviewed 26th Apr 2026

1644450% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great tool for spreading costs Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and grea... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86448)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s ok customer service is hard to get though to

It’s ok customer service is hard to get though to Reviewed on: 21st April 2026

very easy to use :)

i use paypal daily for transactions, very easy to use and would 100% recommend to people Reviewed on: 21st April 2026

Quick response , professional contact

Quick response , professional contact Reviewed on: 21st April 2026

No hassle easy to use and if any issues it's easily...

No hassle easy to use and if any issues it's easily resolved. Reviewed on: 21st April 2026

Have been a member for many years.

Have been a member for many years. Easy and safe to use, protection offered gives me that extra confidence when purchasing products Reviewed on: 21st April 2026

PayPal has always been very easy to use for me, and

PayPal has always been very easy to use for me, amd customer service is easy to obtain when needed. You feel fully supported throughout. It is also an easy way for myself and my family to send money when needed, specially as we are in separate countries. Reviewed on: 21st April 2026

Paypal credit delay payment option should a year or...

Paypal credit delay payment option should a year or at least 9 months . I do enjoy most of your services by the way. Reviewed on: 21st April 2026

Quick, could use more communication and better apr

Quick, could use more communication and better apr Reviewed on: 21st April 2026

Good service in buying online and good overall servi...

Good service in buying online and good overall service experience. Reviewed on: 21st April 2026

Very good service and always very supportive

Very good service and always very supportive Reviewed on: 21st April 2026

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