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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146566 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146566)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve been with PayPal for many years and I never had...

I’ve been with PayPal for many years and I never had any issues, always feel safe when I can use it Reviewed on: 16th June 2026

Allways their for me, quick transaction, help when n...

Allways their for me, quick transaction, help when needed and never any problems thanks to pay pal over the years. Reviewed on: 16th June 2026

PAYPAL CREDIT Easy to use AND SAFE!

Paypal is so easy to use, easy to make payments, and a simple no fuss credit option.........my go to, first payment option and of course security of payment protection all at one source......... Reviewed on: 16th June 2026

Very useful credit card

Very useful credit card to have alongside PayPal Reviewed on: 16th June 2026

Smooth easy experience.

Smooth easy experience. Like using pay in 3 Reviewed on: 16th June 2026

Fast easy transactions backed by great customer serv...

Fast easy transactions backed by great customer service. Reviewed on: 16th June 2026

Very good would recommend

Very good would recommend. Very friendly and easy to use Reviewed on: 16th June 2026

Overall positive

Overall, my experience with PayPal has been positive. I appreciate the convenience of the service, particularly the ability to spread the cost of purchases over time and the cashback rewards, even if they are relatively small. Having access to the PayPal card has also been a useful feature and has made managing payments more convenient. My main area of concern is how unauthorized charges on my account were handled. I wish PayPal had conducted a more thorough investigation into these transactions and provided clearer communication throughout the process. While the issue did not completely overshadow my experience, I believe there is room for improvement when it comes to protecting customers and resolving disputed charges. Despite this, PayPal remains a convenient and useful payment platform, and my overall experience has been positive. Reviewed on: 16th June 2026

Easy to use, and I can manage my payments through th...

Easy to use, and I can manage my payments through the app Reviewed on: 16th June 2026

Always trustworthy of my app when paying my items .

Always trustworthy of my app when paying my items . Love knowing this is available to me at all times . Reviewed on: 16th June 2026

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