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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146532 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146532)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reasonable credit offers and timely repayment remind...

Reasonable credit offers and timely repayment reminders Reviewed on: 16th June 2026

Exceptional services

Ever since I applied for my credit account, all services provided were up to the highest standard. The credit options provided by PayPal are very convenient and helpful and it was easy to set up a direct debit. Reviewed on: 16th June 2026

Unable to deactivate my account

Unable to deactivate my account. Service was food when using the card. Easy to use and pay off. Got good starter bonus Reviewed on: 16th June 2026

I have been a customer for many years and will be fo...

I have been a customer for many years and will be for many more. . I trust Paypal 100%. I have never had a bad experience. I know my money is safe. PayPal have treated me fairly and I feel valued as a customer. Reviewed on: 16th June 2026

Saves time and energy when shopping

Saves time and energy when shopping Reviewed on: 16th June 2026

Easy to set up.

Easy to set up. Requested a card which came very quickly. Easy to set up specific direct debit payments. Love PayPal. Easy to use. Reviewed on: 16th June 2026

When ever my family or friends left me in trouble th...

When ever my family or friends left me in trouble there PayPal help me through credit card amazing experience with it Reviewed on: 16th June 2026

Every help counts

Great thing to have in your back pocket in case of emergency, easy to use Reviewed on: 16th June 2026

Overall, my experience with PayPal has been very pos...

Overall, my experience with PayPal has been very positive. It is easy to use, secure, and convenient for both online shopping and sending or receiving money. I like that payments are processed quickly and I receive instant notifications, which gives me peace of mind. The app is simple to navigate, and I feel confident knowing my financial information is protected. PayPal also makes refunds and disputes straightforward, which adds extra trust when shopping online. It has become my go-to payment method for most of my online transactions.” Reviewed on: 16th June 2026

No disappointments always on point and easy to use.

No disappointments always on point and easy to use. Reviewed on: 16th June 2026

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