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PayPal: PayPal Credit reviews

4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145203)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy transactions safe & secure, the process was sim...

5
Easy transactions safe & secure, the process was simple too follow Reviewed on: 15th June 2026

PayPal very quick on responses for any financial iss...

5
PayPal very quick on responses for any financial issues when using them as a payment option Reviewed on: 15th June 2026

PayPal - well worth having & using

5
Just think it’s really handy to use, especially now you have an actual card. You can pay for large items over 4 months interest free & it makes me feel safe ordering items on line & using PayPal Reviewed on: 15th June 2026

Great Service.

5
Great Service. I use PayPal for 90% of my online transactions. Never had any issues Reviewed on: 15th June 2026

Pay pal is very helpful , every time I use it I never.

5
Pay pal is very helpful , every time I use it I never. Have a problem . I use pay pal every time I need any thing . I never use any body else . Pay pal is so easy access Reviewed on: 15th June 2026

Been really good, use of app is excellent

5
Been really good, use of app is excellent Reviewed on: 15th June 2026

I have been using PayPal for years.

5
I have been using PayPal for years. I absolutely love the pay on 3 option. Let's you spread the cost of stuff. I also use my PayPal credit regularly. Reviewed on: 15th June 2026

Perfekt to all

5
Very happy to using PayPal. Service very good Reviewed on: 15th June 2026

I wanted to share a recent experience I had with a s...

5
I wanted to share a recent experience I had with a service provider who failed to deliver the service. After opening a dispute with PayPal, I was promptly refunded. I’m very pleased with how efficiently PayPal handled the situation and will definitely be recommending them to others. Reviewed on: 15th June 2026

Friendly and Professional Experience

5
Always a one-stop seamless experience whenever I contact PayPal Customer Services, with queries resolved in a friendly and professional atmosphere that makes me feel valued. Reviewed on: 15th June 2026

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