Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146467 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146467)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe as houses

Trustworthy safe and easy to navigate money transaction recorded and insured great service Reviewed on: 16th June 2026

Good experience so far.

Good experience so far. Never needed to contact customer services Reviewed on: 16th June 2026

Always available, flexible interest rates and widely...

Always available, flexible interest rates and widely available for different shoppings and services. Reviewed on: 16th June 2026

Customer service has been good when needed.

Customer service has been good when needed. Reviewed on: 16th June 2026

Effortless flexavility

Using PayPal Credit gives flexibility for 99% of larger purchases effortlessly. Reviewed on: 16th June 2026

PayPal is the very progressive way to pay for goods...

PayPal is the very progressive way to pay for goods the customer service is good Reviewed on: 16th June 2026

PayPal is really good when you really need financial...

PayPal is really good when you really need financial problems. Reviewed on: 16th June 2026

Good Customer Service

I have always had good experience with PayPal in terms of quick transactions and solving issues. Reviewed on: 16th June 2026

Gives an opportunity in a simple way outwith banking...

Gives an opportunity in a simple way outwith banking institutions. Reviewed on: 16th June 2026

Have used PayPal form over 10 years now

So easy and accessible. Very clear and easy app to use and great flexibility Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77993 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub