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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146379 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146379)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is very easy to use...

PayPal is very easy to use & has good payment options Reviewed on: 15th June 2026

Paying with Pay Pal

Quite easy to use & prompt payment to seller easy to manage with app Reviewed on: 15th June 2026

A great service and the app allows you to manage the...

A great service and the app allows you to manage the account easily Reviewed on: 15th June 2026

Easy to use.

Easy to use. Just what i needed. Reviewed on: 15th June 2026

Always helpful and update you with any queries you h...

Always helpful and update you with any queries you have Reviewed on: 15th June 2026

Easy to apply and helpful when needed

Easy to apply and helpful when needed Reviewed on: 15th June 2026

paypal credit is good for large expensive items

paypal credit is good for large expensive items that are to expensive to buy right out spreading the cost makes it much more manageable and also flexible ie you can make the minimum payment or pay it off quicker with larger amounts if you desire i use it for electrical goods like TVs or pianos washing machine. Reviewed on: 15th June 2026

Less worrying

Always reliable. Quick and easy to access my account. Longer period to make payments. Reviewed on: 15th June 2026

0% offers for 24 months!

With PayPal credited especially with the 0% offers when doing large purchases have been super helpful, and makes it payments feel much more manageable when doing them in smaller chunks. I do especially love when it’s 12 or even 24 months with 0%Apr not many forms of credit do this. So I’m glad PayPal does. Reviewed on: 15th June 2026

Been using for a while all good

Been using for a while all good and never had a problem Reviewed on: 15th June 2026

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