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PayPal: PayPal Credit reviews

4.90
Based on 84,764 reviews, last reviewed 25th Apr 2026
3133300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem, customer service is A star. Never had a problem, customer service is A star.. Reviewed on: 25th April 2026
Darren F's avatar
Darren F

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84764)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's safe to use and interest rates are low if I pay...

5
It's safe to use and interest rates are low if I pay off the balance, quick to send in payments Reviewed on: 20th April 2026

Very easy to use and accepted wherever I want to...

5
Very easy to use and accepted wherever I want to use it Reviewed on: 20th April 2026

Ive been using PayPal since the early 2000's and its...

5
Ive been using PayPal since the early 2000's and its always been tip top Reviewed on: 20th April 2026

Always been helpful when had any issues.

5
Always been helpful when had any issues. Reviewed on: 20th April 2026

I don’t use pay pal credit often but i like the fact...

4
I don’t use pay pal credit often but i like the fact it’s flexible and u can pay it off in small amounts or larger ones when you’re able to Reviewed on: 20th April 2026

Needed to get items for new baby

5
Needed to get items for new baby credit came in at the right time to help pay for essential items Reviewed on: 20th April 2026

Its really good I highly recommended

5
Its really good I highly recommended Reviewed on: 20th April 2026

Glad to know PayPal helps!

5
Since Covid PayPal option of 0% interest free 4 months have helped us greatly, I won’t know what to do perhaps in despair without it. Thank you PayPal. Reviewed on: 20th April 2026

Easy to use.

5
Easy to use. Convenient access with app Reviewed on: 20th April 2026

I very like and I feel safely.

5
I very like and I feel safely. And always got good service . Reviewed on: 20th April 2026

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