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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144799 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144799)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Frustrating customer service experience.

Frustrating customer service experience. When things work, PayPal is fine. But if you actually need help with an issue, expect long waits and scripted replies that don't answer your question. Their 'message centre' takes days to respond, and phoning them means navigating endless automated menus before you even speak to a human. Most agents seem unable or unwilling to do anything beyond reading from a script. It's not that they're terrible, it's just that getting a real problem solved feels unnecessarily difficult. Fine for simple transactions, but don't expect support if something goes wrong Reviewed on: 14th June 2026

I have had a great time using PayPal

I have had a great time using PayPal it is very straight forward and simple to use and I have loved it Reviewed on: 14th June 2026

PayPal was easy to set up and use and always reliable.

PayPal was easy to set up and use and always reliable. Reviewed on: 14th June 2026

I've always been able to relay on PayPal

I've always been able to relay on PayPal for their guarantee and customer service is always helpful when I need them. Reviewed on: 14th June 2026

Excellent financial product and the 0% over 4 months...

Excellent financial product and the 0% over 4 months is very useful. Reviewed on: 14th June 2026

Used for years and always been a reliable service to...

Used for years and always been a reliable service to use and works with a lot of places. Easy to set up and is supportive in situations where you may need to get assistance with scams. Would trcommend. Reviewed on: 14th June 2026

Pay pal has been easy and stress free to help financ...

Pay pal has been easy and stress free to help finance a new laptop to start a business would highly recommend, Having pay pal credit allows borrowing to be paid back simply and cheaply Reviewed on: 14th June 2026

Great service reliable would reccomend to anyone lov...

Great service reliable would reccomend to anyone love PayPal so much good customer service as well Reviewed on: 14th June 2026

Great and easy use on the app and very useful credit...

Great and easy use on the app and very useful credit option. Reviewed on: 14th June 2026

Very good and I feel secure to do shopping with...

Very good and I feel secure to do shopping with PayPal Reviewed on: 14th June 2026

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