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PayPal: PayPal Credit reviews

4.90
Based on 87,432 reviews, last reviewed 27th Apr 2026
1690000% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

absolutely the best form of secure payment absolutely the best form of secure payment Reviewed on: 27th April 2026
Marty D's avatar
Marty D

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87432)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, safe and value for money

5
It’s easy to use and offers a variety of services. Reviewed on: 22nd April 2026

The Best Company I have ever used. 15 plus years

5
The customer service has always been so helpful. I have been using paypal for a very long time and I don't really shop somewhere I cannot use paypal Reviewed on: 22nd April 2026

Easily the best credit service on the market!

5
PayPal is easy to use, and I have always found their customer service to be good! The credit options are very clearly stated and they keep you informed on due amounts in plenty of time! 10/10 forsure! Reviewed on: 22nd April 2026

Always Have Money

5
Its great because whether i want or need something, this helps! You know paypal will always be your backup and in todays society, it is most definitely needed. Thank you Paypal, the friend i need is the friend indeed. Reviewed on: 22nd April 2026

Love PayPal and the new points scheme is fantastic

5
Love PayPal and the new points scheme is fantastic Reviewed on: 22nd April 2026

Very convenient and user friendly.

5
Very convenient and user friendly. Reviewed on: 22nd April 2026

Points make rewards!

4
Really good to know that it's there when I need it! Lovin the new debit card pay and PayPal plus, it feels like you're getting rewarded for using them! Great idea! Reviewed on: 22nd April 2026

So easy to deal with service

5
So easy to deal with really don't have anything else to say one of the best companies I have delt with Reviewed on: 22nd April 2026

Good Service to use the paypal and no problem at all.

4
Good Service to use the paypal and no problem at all. Reviewed on: 22nd April 2026

PayPal have always been good for answering phones wh...

5
PayPal have always been good for answering phones when needing questions answered Reviewed on: 22nd April 2026

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