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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144786)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I am satisfied with it.

5
I am satisfied with it. I recommend. Reviewed on: 14th June 2026

Easy and very straightforward .

4
Easy and very straightforward . Hope more companies work And accept PayPal as the method of payment Reviewed on: 14th June 2026

Can’t fault the app or service from Paypal.

5
Can’t fault the app or service from Paypal. I have been using this since the very beginning Reviewed on: 14th June 2026

PayPal has enabled me to build my credit score while...

5
PayPal has enabled me to build my credit score while not leaving me paying off massive minimum payments each month. Their customer service is fantastic and they’re always quick to help and are able to resolve issues quickly with little to no fuss! Reviewed on: 14th June 2026

Easy and good payment options

5
Very easy to use and very good option for payments Reviewed on: 14th June 2026

Always helpful and sort out problems

5
Always helpful and sort out problems Reviewed on: 14th June 2026

I love that I can use it an have time to pay back be...

5
I love that I can use it an have time to pay back before there is interest also love that I can pay what I can afford back Reviewed on: 14th June 2026

PayPal is a great way to spread the cost of larger p...

5
PayPal is a great way to spread the cost of larger purchases especially when money is tight for the month. I love the pay in three method with zero interest and the money comes off my card automatically Reviewed on: 14th June 2026

awesome app

5
its just si easy to use,simple and easy to take payments or transfer money and the other features pay over 3 payments exc are really handi Reviewed on: 14th June 2026

Always the best, customer service

5
Always the best, customer service, connecting them are always fast, every case, problem is solved. Reviewed on: 14th June 2026

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