Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87698 reviews)

View other PayPal products

4.90

Based on 87,698 reviews, last reviewed 27th Apr 2026

1702450% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal just does it - great points scheme, money bac... PayPal just does it - great points scheme, money back - and Apple Pay easy. Reviewed on: 27th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87698)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

best costumer service excellent service

best costumer service excellent service Reviewed on: 22nd April 2026

Great simple so flexible fantastic offers

Great simple so flexible fantastic offers Reviewed on: 22nd April 2026

Very easy to use and great value

Very easy to use and great value Reviewed on: 22nd April 2026

I have enjoyed excellent and professional service fr...

I have enjoyed excellent and professional service from PayPal. Reviewed on: 22nd April 2026

It’s a very good reliable service

It’s a very good reliable service Reviewed on: 22nd April 2026

Use PayPal as my everyday bank, never let me down...

Use PayPal as my everyday bank, never let me down Reviewed on: 22nd April 2026

A very convenient and secure service

I find PayPal provides a very convenient and secure method to pay for goods and services especially where the provider is not a someone from whom you have previously purchased. I also find the Pay in 3 feature very convenient for those unplanned expenses. Reviewed on: 22nd April 2026

PayPal has been very helpful especially function to...

PayPal has been very helpful especially function to spread the cost Reviewed on: 22nd April 2026

Simple, easy to use financial product, now with the...

Simple, easy to use financial product, now with the physical card. Excellent Reviewed on: 22nd April 2026

Great payment options

It's a very handy service, especially the pay in 3 option. It gives time to pay without interest which really helps when making big purchases Reviewed on: 22nd April 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.92 from 3687 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub