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PayPal: PayPal Credit reviews

4.90
Based on 84,883 reviews, last reviewed 25th Apr 2026
3144500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfection Very easy to use, for 10yrs+ never had any problems with PayPal. Reviewed on: 25th April 2026
Oksana A's avatar
Oksana A

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84883)

Very helpful and listening skills

5
Very helpful and listening skills Reviewed on: 20th April 2026

PayPal is so Convenient

5
I really like PayPal, it’s so convenient, all your details are saved and you don’t need to go looking for cards etc. PayPal credit and pay in 3 is also great for inbetween paydays Reviewed on: 20th April 2026

Very good and thank you

5
Very good with your service and your customer service team are always very helpful Reviewed on: 20th April 2026

I used PayPal for a long time and always find the pa...

5
I used PayPal for a long time and always find the pay in 3 service great, everything paid off quickly and no interest means you can get what you need without racking up debt Reviewed on: 20th April 2026

15 Years of Trust, Reliability, and Outstanding Service

4
I’ve been a loyal customer of PayPal for over 15 years, and throughout that time I’ve consistently been impressed by the level of service they provide. Whether dealing with a minor query or a more complex issue, every interaction has been handled with professionalism, fairness, and efficiency. What stands out most is their commitment to resolving problems quickly while keeping the customer informed and reassured throughout the process. In an industry where trust and reliability are essential, PayPal continues to deliver both in abundance. Their platform is easy to use, secure, and backed by a support team that genuinely understands customer needs. Over the years, they’ve proven time and again that they prioritise their users, making them a dependable and forward-thinking financial provider. I wouldn’t hesitate to recommend PayPal to anyone looking for a service that combines convenience, security, and outstanding customer care. Their changes in the fore front of finance, are ever changing to meet the customers financial safety & needs. Reviewed on: 20th April 2026

Seamless experience and easy way to pay

5
Seamless experience and easy way to pay Reviewed on: 20th April 2026

I love that , very easy pay with this...

5
I love that , very easy pay with this card and app Reviewed on: 20th April 2026

I have been using paypal for quite sometime now and...

5
I have been using paypal for quite sometime now and it is easy and I will safe when using it. Reviewed on: 20th April 2026

Efficient payment of paypal

5
Efficient payment for everyday usage Reviewed on: 20th April 2026

Great to have

5
Great to have as a secure way for online transactions! Good rewards and great options! Reviewed on: 20th April 2026

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