Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144717)

Works well for me

4
Handy when paying by phone or online Reviewed on: 14th June 2026

Been using PayPal for year

5
Been using PayPal for years, it’s just so easy and it’s nice to know you’re in safe hands Reviewed on: 14th June 2026

Iv been using this and it’s been absolutely amazing

5
Iv been using this and it’s been absolutely amazing Reviewed on: 14th June 2026

Really good App, easy to use and helpful

5
Really good App, easy to use, prompts on lurches to advise if you can pay on 3 or credit Reviewed on: 14th June 2026

very good financial service, though could do with in...

5
very good financial service, though could do with interest on my savings. Reviewed on: 14th June 2026

Really simple and easy application process, accepted...

5
Really simple and easy application process, accepted by most online retailers a d I love that you can set it up as a contactless card in Google pay Reviewed on: 14th June 2026

Excellent customer service.

5
Excellent customer service. PayPal help with any issues ive had Reviewed on: 14th June 2026

Reliable Supportive Customer service Sincere and pto...

5
Reliable Supportive Customer service Sincere and ptofessional. Reviewed on: 14th June 2026

Fab customer service

3
Used pay pal for years! Helpful customer service Reviewed on: 14th June 2026

The easiest and safest way to,pay on line.

5
The easiest and safest way to,pay on line. Most online retailers accept PayPal and never have a problem with speedy refunds when required. Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75436 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products