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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732452843588609388 (144727 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Just a really good company to use

Just a really good. You're protected when buying online and the pay in 3 feature is very helpful in a world of never ending price rises. The pay pal debit is great as I get 1 percent cashback Reviewed on: 14th June 2026

On the whole good but difficult to contact someone

On the whole good but difficult to contact someone Reviewed on: 14th June 2026

Easy to access and easier to utilise

Easy to access and easier to utilise Reviewed on: 14th June 2026

No matter what, paypal has an option...

No matter what I fancy buying, paypay has an option for buying it. Whether that's paypal credit, pay now or pay later, it's 100% been there for my needs. Paypal credit was so easy to set up, affordable payments and no extra APR to pay....win win. I honestly can't fault your service. Reviewed on: 14th June 2026

Easy and fuss free

Greatvexperience when dealing with complex transaction Reviewed on: 14th June 2026

Amazing!

Always been really helpful understanding and supportive when I have had concerns about something in the past and always done everything you could to help me. Reviewed on: 14th June 2026

PayPal is my go to for payment Peace of Mind.

I’ve been with PayPal for several years now and they have always delivered…easy transactions, the pay later options for bigger purchases are easy, controlling recurring payments?…a breeze. I won’t do a marketplace or gumtree transaction now if the vendor does not take paypal Reviewed on: 14th June 2026

PayPal my first choice

PayPal is my go to as it’s safe reliable and instantly recognisable by everyone whom I do business with or send gifts to have used PayPal for 20 years Reviewed on: 14th June 2026

Easy access and low installments, great

Easy access and low installments, great Reviewed on: 14th June 2026

Good experience overall.

Good experience overall. Helped me build up my credit score. Reasonable borrowing scheme within your realistic budget so you dont fall into debt but just have that back up in case of emergenies. I kind of like how theyre the ones who have to offer limit increase but i dont like it that you have to accept within a certain time frame Reviewed on: 14th June 2026

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