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PayPal: PayPal Credit reviews

4.90
Based on 87,947 reviews, last reviewed 28th Apr 2026
1714100% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience so far, aint had no issues and Ive b... Good experience so far, aint had no issues and Ive been learning how credit works without being at risk of extra charges. Reviewed on: 28th April 2026
Jack B's avatar
Jack B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87947)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been using paypal for more than 10 yrs

4
Been using paypal for more than 10 yrs Reviewed on: 22nd April 2026

Peace of Mind

5
Secure knowing refunds are easy to claim and support from customer service are easy to contact Reviewed on: 22nd April 2026

Best by far

5
I always use PayPal it’s a trusty site for payment. If you go ave any problems they sort it out quickly. Would recommend to everyone 5* Reviewed on: 22nd April 2026

Easy hassle free banking

5
Never had a problem hassle free ,have recommend to my friends Reviewed on: 22nd April 2026

Good service, recommended, im happy

5
Good service, recommended, im happy Reviewed on: 22nd April 2026

So easy and convenient , credit is amazing

5
So easy and convenient , credit is amazing Reviewed on: 22nd April 2026

Recommended!

5
Great provider! Easy communication and very clear T&C. Reviewed on: 22nd April 2026

Fast and simple easy to use and never forget to pay...

5
Fast and simple easy to use and never forget to pay back Reviewed on: 22nd April 2026

My favourite app to handle my finances and make safe...

5
My favourite app to handle my finances and make safe transactions Reviewed on: 22nd April 2026

Good experience but sometimes there's an issue with...

5
Good experience but sometimes there's an issue with the direct debits. Reviewed on: 22nd April 2026