Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732475585214481658 (144706 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144706)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I think I’ve used PayPal since they began, an I must...

I think I’ve used PayPal since they began, an I must say that when ive had issues with sellers or payment issues over the years they have always been available when I’ve called an they have explained everything great knowledgeable detail if I’ve not been sure of something , an PayPal have always gone above an beyond to help me get the repose or outcome I’ve needed,so I will always favour PayPal above any other merchant out there , Reviewed on: 14th June 2026

I have had all positive experiences when using PayPa...

I have had all positive experiences when using PayPal credit and lovely to know I’m also protected when spending. When one item didn’t arrive it was dealt with immediately, which cant be said with all companies. Reviewed on: 14th June 2026

Acceptability

Always accented in any store I am likely to frequent. Reviewed on: 14th June 2026

Always have excellent experience using pay pal

Always have excellent experience using pay pal Reviewed on: 14th June 2026

Have used PayPal credit twice and it's flawless.

Have used PayPal credit twice and it's flawless. Reviewed on: 14th June 2026

PayPal is a great way to not only purchase things th...

PayPal is a great way to not only purchase things through but rewards on spending too. Since joining the reaeds points scheme and cash back on subscriptions, ive managed to buy many things off a wish list ive had from free points. The PayPal credit also gives me the option of buying things all at once and paying back monthly , I dont like to wait to save,by putting on credit it helps my credit score. Even though ibhave 4 months free interest which is great, I always pay it way before this. Reviewed on: 14th June 2026

Zero problems since i starter to use IT.

Zero problems since i starter to use IT. Reviewed on: 14th June 2026

Easy to use and very good service.

Easy to use and very good service. Reviewed on: 14th June 2026

Great service.

Good service. Quick and accessible customer care services. Great offers like pay in 4 instalments. Reviewed on: 14th June 2026

Paypal is friendly and secure platform to make payme...

Paypal is friendly and secure platform to make payments. Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3756 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75432 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub