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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144683)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great option for delayed payment with no interest (p...

5
Great option for delayed payment with no interest (pay in full by free interest period ends). Reviewed on: 14th June 2026

Easy to use , super safe payments

5
Easy to use , super safe payments Reviewed on: 14th June 2026

Convenient and fairly priced.

5
Convenient and fairly priced. I use PayPal credit to make big work purchases, allowing me to spread costs. It's very convenient to manage via the app and has helped keep my credit score high. Reviewed on: 14th June 2026

It's not good very easy and the pay wad very...

5
It's not good very easy and the pay wad very ok with Reviewed on: 14th June 2026

Pay pal credit

5
Easy to use and easy to make payments Reviewed on: 14th June 2026

Been with PayPal years and always great service neve...

5
Been with PayPal years and always great service never faced any problems and always assist me if I need help and are proactive with resolving off issues. Reviewed on: 14th June 2026

Love PayPal for shopping .

5
Love PayPal for shopping .easy to use. Reviewed on: 14th June 2026

Fantastic service.

5
Fantastic service. Always works. Had a refund once and they dealt with it really well Reviewed on: 14th June 2026

Great flexibility with PayPal

5
It's an easy way to pay for goods. I like the fact I can choose between paying immediately, PayPal credit, when I am less flush or waiting for my wages to go into my bank account at the end of the month, also, the option to pay in 3 instalments on an expensive purchase. Reviewed on: 14th June 2026

Used PayPal for various payments - pay in 3 and credit.

5
Used PayPal for various payments - pay in 3 and credit. All excellent Reviewed on: 14th June 2026

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