Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (88235 reviews)

View other PayPal products

4.91

Based on 88,235 reviews, last reviewed 28th Apr 2026

1727400% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great lender Great lender and helpful way to pay back monthly with a wide variety of places to make purchases using there payment system Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88235)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use PayPal as my primary means of online payment.

I use PayPal as my primary means of online payment. Reviewed on: 22nd April 2026

Very good.

Very good. Decent interest rates. Reviewed on: 22nd April 2026

Over a decade membership..

I have been with PayPal for over a decade and it have been secure and proper place to support any disputes Reviewed on: 22nd April 2026

Always sorted any issue quickly, good security guard...

Always sorted any issue quickly, good security guards and feel confident when using for purchase Reviewed on: 22nd April 2026

Freedom to spend, how I like the way I like

Very flexible alternative payment service Reviewed on: 22nd April 2026

Security and Service

Have used for years. Love the sense of security The pay in three allows me to buy more expensive items. I'm on a tight budget so this service is super helpful. Reviewed on: 22nd April 2026

Just so easy to manage the app is brilliant and I ca...

Just so easy to manage the app is brilliant and I can't fault to reminders Reviewed on: 22nd April 2026

Feel ultimate safety when making purchases.

Feel ultimate safety when making purchases. Reviewed on: 22nd April 2026

Easy to use with the retailers.

Easy to use with the retailers. PayPal credit card is also good with point earns Reviewed on: 22nd April 2026

I haven’t been in touch with customer services so le...

I haven’t been in touch with customer services so left neutral review! I have both the credit and debit card and am collecting points which is good and can keep a check in the PayPal app Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40321 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub