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PayPal: PayPal Credit reviews

4.90
Based on 85,726 reviews, last reviewed 26th Apr 2026
1611350% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit. Love PayPal credit.. lets me get things i really need. Reviewed on: 26th April 2026
Wendy S's avatar
Wendy S

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85726)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great company

5
Great company always reliable and fast to track money in and out Reviewed on: 20th April 2026

Trustworthy

5
I trust PayPal for everything I do fantastic trustworthy site Reviewed on: 20th April 2026

Quick and easy

5
I always purchase through PayPal online and have had no problems....quick and easy Reviewed on: 20th April 2026

Love PayPal credit

5
Love PayPal credit and the fact I have 4 months interest free to pay back.Comes in very handy Reviewed on: 20th April 2026

PayPal offers me 0% interest on items more often and...

5
PayPal offers me 0% interest on items more often and other banks Reviewed on: 20th April 2026

Excellent experience Quick response

5
Excellent experience Quick response Reviewed on: 20th April 2026

I love using PayPal as it’s so easy to use.

5
I love using PayPal as it’s so easy to use. PayPal Credit is great and easily payable back and pay in 3 is a great what to spread payments for things you want with no interest. Reviewed on: 20th April 2026

Perfect every time, no problems or hidden catches at...

5
Perfect every time, no problems or hidden catches at all Reviewed on: 20th April 2026

Spread the cost with no interest is best experience.

5
Spread the cost with no interest is best experience. Reviewed on: 20th April 2026

It’s so good to use and it honestly helps me out whe...

5
It’s so good to use and it honestly helps me out when I’m in a pickle I’d recommend it over Klarna as they’re no severe time penalties and it allows you to pay it back in little segments if you wanted to. Reviewed on: 20th April 2026