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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85795 reviews)

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4.90

Based on 85,795 reviews, last reviewed 26th Apr 2026

1614550% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Lives All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85795)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Credit Service

This service & options provided by by PayPal is a absolute game changer in helping to get items & various services would couldn't in normal circumstances. Thank you PayPal. Reviewed on: 21st April 2026

PayPal gives you all of the options you can wish for...

PayPal gives you all of the options you can wish for with flexible payment options to suit whatever your circumstances. Reviewed on: 21st April 2026

Absolutely fantastic.

Absolutely fantastic. couldn’t fault at all. Great staff too. Reviewed on: 21st April 2026

Amazingly brilliant!

It's been nothing short of excellent since I started using PayPal. It's extremely easy to use and the safest means of payment. Reviewed on: 21st April 2026

I really enjoy this experience.

I really enjoy this experience. Having a virtual card makes Purchases even more accessible and easier. Love it! Reviewed on: 21st April 2026

Flexible service, with a bountiful pre-approved cred...

Flexible service, with a bountiful pre-approved credit limi Reviewed on: 21st April 2026

Quick and easy to use

Paypal makes purchases online quick and easy to do aswell as the option of paying over 3 payments which helps with unexpected purchases. Reviewed on: 21st April 2026

First class service And credit option is a great help

I've used PayPal for several years, including their credit service. I find it great to be able to afford items and pay over a period of time. Customer service with PayPal is always first-class. They are there to help and make you feel valued as a customer. I have been able to buy things such as a new vacvum when mine broke. And without it dont know how I'd have been able to get one. So ty Reviewed on: 21st April 2026

Never an issue.

Never an issue. Always reliable, fast and easy way to pay/transfer money. Reviewed on: 21st April 2026

Very good service

Very good service and free to use. Reviewed on: 21st April 2026

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