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PayPal: PayPal Credit reviews

4.90
Based on 85,916 reviews, last reviewed 26th Apr 2026
1620100% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience with PayPal Credit! Excellent experience with PayPal Credit! It’s incredibly easy to use, flexible, and makes managing payments stress-free. I’d highly recommend it to an... Read more Reviewed on: 26th April 2026
Mihaela E's avatar
Mihaela E

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85916)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

amazing value for money and time

5
amazing value for money and time Reviewed on: 21st April 2026

I love PayPal.

5
I love PayPal, I have had my bank account fraudulently used before So Gate using my bank card online. I only will purchase online if I can use PayPal Reviewed on: 21st April 2026

Great app with good support.

5
Great app with good support. I enjoy the fact that I can split my payments. Reviewed on: 21st April 2026

Thankyou paypal

5
Allowing me buy things for my family and pay over a long period is so beneficial to me especially during hard times I lost my husband and was down to one wage so spreading the cost has been a life saver Reviewed on: 21st April 2026

Great finance option.

5
Easy to use. Always comes handy, like when a washer breaks suddenly. pay in 3 is very useful for purchase up to £100. Reviewed on: 21st April 2026

Problems? Never

5
Never any problems, easy to use , fast transactions. Reviewed on: 21st April 2026

PayPal is very easy to use and superb.

5
PayPal is very easy to use and superb. Reviewed on: 21st April 2026

Very easy and smart.

5
Very easy and smart. All payments are secure and quick. Reviewed on: 21st April 2026

Easy to use app.

5
Easy to use app. Great interest free timescales. Customer Service fast and friendly Reviewed on: 21st April 2026

I use PayPal for a long time and I'm very happy.

5
I use PayPal for a long time and I'm very happy. Reviewed on: 21st April 2026