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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145712 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145712)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good .

Very good . Nice and simple to use. Reviewed on: 15th June 2026

I use PayPal credit alongside having my bank card at...

I use PayPal credit alongside having my bank card attached to PayPal as it’s much safer. I think the interest rate for PayPal is good as well. Reviewed on: 15th June 2026

Would like to do 3 instalments payments again .

Would like to do 3 instalments payments again . Unfortunately won’t let me do it again Reviewed on: 15th June 2026

PayPal is such an easy way of sending money and requ...

PayPal is such an easy way of sending money and requesting money from people. I enjoy using it. Reviewed on: 15th June 2026

Very easy to use , very convenient and the customer...

Very easy to use , very convenient and the customer service to go with it is quick and efficient Reviewed on: 15th June 2026

PayPal has helped me with many purchases that I coul...

PayPal has helped me with many purchases that I couldn’t afford all at once. So their credit options are amazing Reviewed on: 15th June 2026

I wonder why you don’t offer interest on PayPal bala...

I wonder why you don’t offer interest on PayPal balance. Reviewed on: 15th June 2026

I have been using PayPal for 28 years so far and I h...

I have been using PayPal for 28 years so far and I have never been disappointed at all. I’m well looked after. Refund quickly, and help fixed any issues about buying, selling. Help me deal with my order issue. Reviewed on: 15th June 2026

PayPal is one of the good things you should have

I have been with PayPal for quite some time; it always offers many perks. On top of that, I always feel that when it's a hard time, I have a pillar behind me to give me peace of mind. Reviewed on: 15th June 2026

Very quickly offered a credit limit at a good rate

Very quickly offered a credit limit at a good rate Reviewed on: 15th June 2026

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