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PayPal: PayPal Credit reviews

4.90
Based on 89,011 reviews, last reviewed 29th Apr 2026
1763050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the best for transfer for india One of the best for transfer for india Reviewed on: 29th April 2026
Bhaumik P's avatar
Bhaumik P

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89011)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is just so esey to use and great for everyday...

5
Paypal is just so esey to use and great for everyday purchases and spreading the costs of times i wouldn't recommend any other services then paypal Reviewed on: 23rd April 2026

I feel safe using paypal and also know if I want to...

5
I feel safe using paypal and also know if I want to make safe purchases I can pay on credit first then pay off the balance either straight away or within 4 months which can give me peace of mind. Thanks paypal you do a great job Reviewed on: 23rd April 2026

Paypal credit is simple and hassle free.

5
Paypal credit is simple and hassle free. I have never had an issue with it and it is easy to track your spending, keeping you in control of your spending. Reviewed on: 23rd April 2026

Fast, Safe, and Hassle-Free. Highly Recommended

5
I’ve been using PayPal for years and it’s consistently one of the most reliable and convenient payment platforms available. Transactions are quick, secure, and easy to manage, whether I’m sending money, receiving payments, or making online purchases. The buyer and seller protection gives real peace of mind, especially when dealing with new customers or larger transactions. The interface is straightforward, and I appreciate how simple it is to track payments and access transaction history. It also integrates well with many websites and marketplaces, making it a great choice for both personal and business use. Overall, PayPal is a trusted, user-friendly service that makes handling payments effortless and secure. Reviewed on: 23rd April 2026

To date my experience with PayPal has been very posi...

5
To date my experience with PayPal has been very positive Reviewed on: 23rd April 2026

Safe easy to use reliable brilliant really

5
Safe easy to use reliable brilliant really Reviewed on: 23rd April 2026

Easy to use and easy to pay.

5
Easy to use and easy to pay. The App is also easy to navigate. Compatible with a lot of websites Reviewed on: 23rd April 2026

Easy to use protected money mans purchase interest f...

5
Easy to use protected money mans purchase interest free for 4 months great just booked holiday interest free Reviewed on: 23rd April 2026

Good experience, quick and easy to navigate around a...

5
Good experience, quick and easy to navigate around and know what I’m getting Reviewed on: 23rd April 2026

Easy to use with fast acceptance for credit applicat...

5
Easy to use with fast acceptance for credit applications. It really helps with budgeting, especially over Christmas and with holidays as I can pay in 3 with no interest charges. Reviewed on: 23rd April 2026