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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89570 reviews)

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4.91

Based on 89,570 reviews, last reviewed 29th Apr 2026

1789000% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit that’s easy to understand. It’s easy to use, I’ve never had a problem. It really helped me with large purchases. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89570)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really easy to use!

Really easy to use! The app is really clear. Reviewed on: 23rd April 2026

Paypal review

I have been using PayPal for years and always found it easy to navigate Reviewed on: 23rd April 2026

Love Pay in 3

I love pay in 3 ,such an easy way to spread the cost .PayPay is so easy to navigate ...Im over 70 ,and not at all technical, but never have any problem using PayPal Reviewed on: 23rd April 2026

It's seamless.

It's seamless. There are more retailers that now accept PayPal. PayPal makes payment easy and give me more confidence when purchasing from site that im not used to. I've previously received refund from PayPal even when the retailer wasn't happy to do so. PayPal refunded and deal with retailer later. Seamless! Reviewed on: 23rd April 2026

Very good financial tools to mana

Very good financial tools to mana Reviewed on: 23rd April 2026

I don’t feel overwhelmed using it and I have found t...

I don’t feel overwhelmed using it and I have found that the interest is reasonable and manageable Reviewed on: 23rd April 2026

Lovely safe way to payment

Lovely safe way to pay super fast that's sorting out problems Reviewed on: 23rd April 2026

Have used PayPal for years and always feel safer whe...

Have used PayPal for years and always feel safer when a website lets you use PayPal. Reviewed on: 23rd April 2026

great for things over period of time

great for things over period of time Reviewed on: 23rd April 2026

I love using paypal

I love using paypal its safe and secure and so easy to use, so handy for me to use when buying online Reviewed on: 23rd April 2026

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