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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145663 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145663)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It helps with budgeting.

It helps with budgeting. I have got a physical card that helps with in store purchasing Reviewed on: 15th June 2026

Paypal can improve customer service

Paypal can improve customer service Reviewed on: 15th June 2026

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 15th June 2026

Easy to use and gives you a responsible credit limit.

Easy to use and gives you a responsible credit limit. Reviewed on: 15th June 2026

Tried to contact customer service and no personal co...

Tried to contact customer service and no personal contact. Secondly Thier investigation gave me no more information than that which I found out myself. So they were of no use as far as I was concerned. Reviewed on: 15th June 2026

Always had a good customer service experience.

Always had a good customer service experience. My money is protected. Addedctobtye new paypal credit on applepay is a bonus. Reviewed on: 15th June 2026

I had a scam related issue and it was sorted very qu...

I had a scam related issue and it was sorted very quickly and efficiently.The digital cards for I store transactions are a little hit and miss in terms of if they work, but the credit and pay in 3 is great and also the user interface on the app and the site is easy to use. Just changing passwords when your compromised is a little more difficult to navigate in a hurry. Overall good Reviewed on: 15th June 2026

I would highly recommend others to use PayPal!

I’ve used PayPal for years & it’s always been smooth, fast and easy to use with an extra option of 0% payment in 3. I always opt to PayPal if the choice is there. I would highly recommend others to use PayPal. Reviewed on: 15th June 2026

Never had a problem with your compamy very efficient

Never had a problem with your compamy very efficient Reviewed on: 15th June 2026

Just reliable and have used it for years now .

Just reliable and have used it for years now . Reviewed on: 15th June 2026

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