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PayPal: PayPal Credit reviews

4.90
Based on 86,677 reviews, last reviewed 27th Apr 2026
1655200% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a wonderful experience really prompt and fast... I had a wonderful experience really prompt and fast transaction Reviewed on: 27th April 2026
Salman Aziz's avatar
Salman Aziz

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86677)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use and convenient.

5
Really easy to use and convenient. Reviewed on: 21st April 2026

Great for long term interest free payments.

5
Great for long term interest free payments. Reviewed on: 21st April 2026

So easy to use best yet

5
So easy to use the best ive used Reviewed on: 21st April 2026

Nice service and experience good service

4
Nice service and experience good service Reviewed on: 21st April 2026

Really quick and easy way to pay

5
Really quick and easy way to pay for a significant purchase. The interest free period was a major selling point. Reviewed on: 21st April 2026

Very good very helpful for life , made my life much...

5
Very good very helpful for life , made my life much more easier, good credit Reviewed on: 21st April 2026

Great service very happy will continue to use paypal

5
Great service very happy will continue to use paypal Reviewed on: 21st April 2026

PayPal allowance to pay for goods and services even...

5
PayPal allowance to pay for goods and services even when they is no money makes life easy. Reviewed on: 21st April 2026

Great financial flexibility with PayPal Credit

5
I’ve been using PayPal Credit for a while now and I’m very satisfied with the service. It’s easy to use, seamlessly integrated with PayPal, and gives great flexibility when making purchases online. The application process was straightforward and approval was quick. Highly recommend it to anyone looking for a convenient buy-now-pay-later option Reviewed on: 21st April 2026

Slick flexible easy!

5
Slick flexible easy. My go to way of shopping online. Reviewed on: 21st April 2026

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