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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143545 reviews)

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4.73

Based on 143,545 reviews, last reviewed 20th Jun 2026

4262400% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money management service The Paypal app is very intuitive to use, giving a really easy way to fully view your finances. Pay in 3 offers a really great services especially if y... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143545)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very supportive

Very supportive and I’m very satisfied for customer service Reviewed on: 12th June 2026

It was straightforward very helpful

It was straightforward very helpful I would recommend this to anyone it is so quick and very friendly The best of it it is very secure security is very good no complaints from this that's all PayPal is just like having a new credit card in your pocket Reviewed on: 12th June 2026

PayPal credit and pay in 3 are both top when you get...

PayPal credit and pay in 3 are both top when you get 0% interest. Reviewed on: 12th June 2026

Why PayPal Credit Has Made Life Easier

Using PayPal Credit has genuinely made managing purchases much easier and far less stressful. What I appreciate most is the flexibility — being able to spread the cost when needed gives real peace of mind, especially for larger or unexpected expenses. The process has always felt simple, transparent, and convenient, which is something I truly value in today’s fast-paced world. I also like the added reassurance and security when shopping online, knowing payments are handled through a trusted platform. For me, PayPal Credit is not just about paying later — it’s about having flexibility, confidence, and convenience all in one place. It has made online shopping smoother and much more manageable, and that positive experience is the reason I continue to use it. Reviewed on: 12th June 2026

Good to control spending for different purposes

Good to control spending for different purposes Reviewed on: 12th June 2026

Easy to use

Easy to use. Good rewards and good credit options. Reviewed on: 12th June 2026

Easy to set up and fast.

Easy to set up and fast. An overall great experience. Reviewed on: 12th June 2026

Great customer service

Great customer service, agents always listen and resolve issues Reviewed on: 12th June 2026

Best Site.

Easy to navigate and it also notifies of promotions Reviewed on: 12th June 2026

It’s user friendly.

It’s user friendly. You can send and receive money internationally in minutes. Reviewed on: 12th June 2026

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