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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143434 reviews)

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4.73

Based on 143,434 reviews, last reviewed 20th Jun 2026

4257550% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s very user friendly and is a lot easier to navig... It’s very user friendly and is a lot easier to navigate than any other type of bank - payment Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143434)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use.

Easy to use and understand, nothing forced on you. Reviewed on: 12th June 2026

I have been using Paypal from early days and its bee...

I have been using Paypal from early days and its been brilliant for all the right reasons. Reviewed on: 12th June 2026

Paypal recommedation

Keeps me informed and up to date. Easy to use and SAFE. Used for a number of years and never let me down. ***** Reviewed on: 12th June 2026

Never had any problems customer service when things...

Never had any problems customer service when things have gone wrong with seller customer service have always sorted promptly Reviewed on: 12th June 2026

Great for spreading cost, a good option to have.

Great for spreading cost, a good option to have. Reviewed on: 12th June 2026

Very easy to use and pay for things through the app.

Very easy to use and pay for things through the app. I know the credit limit but I can also use the free 4 months interest free offers. Reviewed on: 12th June 2026

PayPal made easy

I’ve never had an issue with PayPal always solve my problems .. PayPal pay 3 and credit is so easy and a big help .. I use PayPal for most of my purchases .. what’s not to like about PayPal.. Reviewed on: 12th June 2026

nice and easy

Always simple and easy to understand Reviewed on: 12th June 2026

Interest is high but was a needs must

Interest is high. I was very short on money and this was the only option to get a foodshop for me and my two children who were under 4 after there dad walked out. Reviewed on: 12th June 2026

Fantastic experience so far.

Fantastic experience so far. Especially the pay in three credit Reviewed on: 12th June 2026

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