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PayPal: PayPal Credit reviews

4.90
Based on 87,278 reviews, last reviewed 27th Apr 2026
1683000% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Experience Amazing service, easy to use app Reviewed on: 27th April 2026
Grazvydas V's avatar
Grazvydas V

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87278)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. Transactions are fast, secure, and easy to manage. I especially appreciate the buyer protection and the clear interface, which makes sending and receiving money hassle-free. Customer support has also been responsive whenever I needed help. Overall, a reliable and convenient payment platform that I trust for both personal and business use. Reviewed on: 21st April 2026

Is ok for Christmas shopping

4
Is ok most of time with sometimes awkward customer service when Chinese steal some money and can't get it back Reviewed on: 21st April 2026

Everything is so simple and easy to deal

5
Everything is so simple and easy to deal Reviewed on: 21st April 2026

Clear instruction and sight of money.

5
Clear instruction and sight of money. Thank you! Reviewed on: 21st April 2026

Quick and easy to use 0% is ideal

5
Quick and easy to use 0% is ideal Reviewed on: 21st April 2026

Excellent

5
If you have a query you can raise a dispute through the app. But if you want to speak to someone on the phone they answer really quickly Reviewed on: 21st April 2026

Very time I use it it's been great

5
Very time I use it it's been great Reviewed on: 21st April 2026

A invaluable asset for all!

5
So easy to use and an abundance of retailers accepting PayPal as a purchasing option. Simple to manage and a must for those who wish to keep track of their financial outgoings. PayPal app is available 24/7 and keeps you updated on spending and expected payment plans. Reviewed on: 21st April 2026

I've never had an issue with PayPal Credit.

5
I've never had an issue with PayPal Credit. It's simple, works well and is easy to use. A few clicks are you are sorted without having to put card details in or bank details when purchasing. You can see all your transactions easily and keep track. Reviewed on: 21st April 2026

Its very good Services He always helps me when I wan...

5
Its very good Services He always helps me when I want to buy something that I don't have enough money for and the purchase is safe Reviewed on: 21st April 2026

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