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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145543 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145543)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Customer service weren't great, but overall still good.

Customer service weren't great when a fake goods scammer got me, sided with them. But overall experience of PayPal has been great. Reviewed on: 15th June 2026

Good customer service advice, always ready to help,...

Good customer service advice, always ready to help, value for money Reviewed on: 15th June 2026

It was very helpful when i do not have a many but ha...

It was very helpful when i do not have a many but have to buy something Reviewed on: 15th June 2026

Great service

So far I have been very happy with the service Reviewed on: 15th June 2026

Paypal was a big help to me when my washer and dryer...

Paypal was a big help to me when my washer and dryer broke down at the same time and I did not have the funds to replace them Reviewed on: 15th June 2026

I've never had any problems, they are very efficient...

I've never had any problems, they are very efficient and keep me on track with reminders and notifications. Highly recommend. Reviewed on: 15th June 2026

PayPal credit east to use.

Fantastic way of spreading the cost. 4 months interest free. And simple process to be approved. And to use. Reviewed on: 15th June 2026

Easy to use, convenient and easy to manage.

Easy to use, convenient and easy to manage....allows me to budget large purchase payments to suit my budget and time to pay...great having interest free facility and accepted by majority of suppliers.... Reviewed on: 15th June 2026

Easy interest free credit that I used online but can...

Easy interest free credit that I used online but can now use when out and about too with the card that I have put on my Apple Pay. Means I can buy things and pay back over a couple of months with no interest to pay. Reviewed on: 15th June 2026

Outperforms traditional banking experiences and apps...

Outperforms traditional banking experiences and apps by a mile! Reviewed on: 15th June 2026

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