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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142793 reviews)

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4.73

Based on 142,793 reviews, last reviewed 19th Jun 2026

4228300% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great and easy to use no hassle, 0% credit for 4 mon... Great and easy to use no hassle, 0% credit for 4 months is amazing to have as buy now pay later Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142793)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is so important in my life as a mother.

PayPal credit is so important in my life as a mother. Sometimes kids need uniforms, birthdays come when the pocket is not lined properly but the PayPal credit is always there for me to use. Reviewed on: 11th June 2026

Instant Classic

It’s so useful for making those on the spot purchases when you know you need something so much right now. Reviewed on: 11th June 2026

very positive experience

I've had a very positive experience using PayPal Credit. The application process was quick and straightforward, and having the flexibility to spread the cost of larger purchases has been extremely helpful. The account is easy to manage through PayPal, with clear information on balances, payments, and due dates. I particularly appreciate the promotional financing options, which have allowed me to make purchases without paying interest when the balance is paid within the agreed period. Payments are simple to make, and I've found the service reliable and convenient. Overall, PayPal Credit has been a useful financial tool that provides flexibility and peace of mind when managing larger expenses. Reviewed on: 11th June 2026

Thank you

Honestly, it’s a simple gesture the customer service did to me, they removed a fee when I made a late payment to my payapl as I’m struggling a lot lately Reviewed on: 11th June 2026

Very effective, reliable and smooth process.

Very effective, reliable and smooth process. Not had any customer service interaction so can’t comment on that side. But as a service 10/10 Reviewed on: 11th June 2026

Great experience.

Great experience. It's a great way of buying things interest free for 4 months Reviewed on: 11th June 2026

This totally useful helpful

Very supportive all nice and good Reviewed on: 11th June 2026

Best Credit App So far

PayPal Credit has helped me a lot it’s very convenient and easy Reviewed on: 11th June 2026

Easy to use, offer interest free payments for over 100

Easy to use, offer interest free payments for over 100 Reviewed on: 11th June 2026

It was very helpful in hard times

It was very helpful in hard times Reviewed on: 11th June 2026

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