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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

Simple to use.

5
Simple to use. Good value. Excellent value Reviewed on: 25th May 2024

Credit function is great for budgeting cashflow

5
Credit function is great for budgeting cashflow Reviewed on: 25th May 2024

A very highly recommended credit card !

5
A very highly recommended credit card !! Reviewed on: 25th May 2024

PayPal credit has been very useful at time.

5
PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024

Living my best life with PayPal credit

5
PayPal Credit helps me to manage my living costs and travel adventures. The generous interest free term in particular ensures I can afford my chosen lifestyle free of stress and full of enthusiasm. I’ve also noticed an uptake in stores and services offering PayPal too which is a welcome bonus. The app itself is a joy to use—and any issues I’ve had have been dealt with smoothly and seamlessly. Reviewed on: 25th May 2024

Very quick and easy to use.

5
Very quick and easy to use. Good communication and notifications from app Reviewed on: 25th May 2024

PayPal is my goto payment account.

5
PayPal is my goto payment account. A safe way to pay Reviewed on: 25th May 2024

Great way to spread the cost of larger purchases.

5
Great way to spread the cost of larger purchases. Reviewed on: 25th May 2024

Amazing, I love the way it’s easy to use

5
Amazing, I love the way it’s easy to use Reviewed on: 25th May 2024

I always had a great experience with PayPal , it’s m...

5
I always had a great experience with PayPal , it’s my preferable way of payment at all times.. Reviewed on: 25th May 2024

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