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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

Easy to use, clear format.

Easy to use, clear format. Would be beneficial to have more functionality in the app as on the full website Reviewed on: 16th May 2026

PayPal makes life so much easier,

PayPal makes life so much easier, I never have to worry I make a lot of silly mistakes and PayPal usually fixes things for me Reviewed on: 16th May 2026

I love PayPal.

I love PayPal.my all transactions are safe and everything is through laypal now Reviewed on: 16th May 2026

Great banking app.

Great banking app. Very efficient to access and navigate Reviewed on: 16th May 2026

Great pay in three schemes.

Great pay in three schemes.Good interest rate on PayPal credit Reviewed on: 16th May 2026

PayPal makes it easy and quick to shop and their rep...

PayPal makes it easy and quick to shop and their repayment is easy for me because I can pay at the end of the week when I get pay....I love PayPal they helped me out alot Reviewed on: 16th May 2026

Convenient method of payment

It's a convenient method of payment that's easy to access and manage. Also, it provides peace of mind knowing you are guaranteed recourse if something goes wrong through the seller's fault. Reviewed on: 16th May 2026

Solve issues and safety for our money

Solve issues and safety for our money Reviewed on: 16th May 2026

Not great over the phone

Not great over the phone,,,, for online payments always works well Reviewed on: 16th May 2026

LuvPayPal credit to buy instore now

I love how you can use PayPal credit to buy online and instores now , its helped me when I need to buy this way when I've need too. Love the points system on buying thats good. Reviewed on: 16th May 2026

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