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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175280 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175314)

Great service .

Great service . Never an issue. 4 months interest free helps when ur on a low income Reviewed on: 16th May 2026

PayPal - The safe, convenient way to pay

PayPal offers flexible, safe and convenient ways to pay for goods. The app is brilliant and offers an easy way to track spending. Reviewed on: 16th May 2026

So easy to use!

So easy to use! makes every day transactions easier and simpler Reviewed on: 16th May 2026

Amazing so flexible in so many ways highly recommend

Amazing so flexible in so many ways highly recommend Reviewed on: 16th May 2026

Smooth and efficient.

Smooth and efficient. No problems with service. Reviewed on: 16th May 2026

I recently had an excellent customer service experie...

I recently had an excellent customer service experience and Nateus Santos whom dealt with my query was impeccable in dealing with my slight issue I had with my paypal credit account. The issue was swiftly rectified and I came away a very satisfied customer. Thanks to Mr Santos. Reviewed on: 16th May 2026

PayPal Credit is a convenient option for people who...

PayPal Credit is a convenient option for people who want more flexibility when shopping online. It integrates smoothly with PayPal, making payments quick and easy, and it often offers installment plans or deferred payment options at many retailers. The application process is usually fast, and the platform is simple to use. However, it’s important to keep an eye on interest rates if balances aren’t paid within promotional periods, as costs can rise quickly. Overall, it’s a solid choice for occasional purchases if managed responsibly. Reviewed on: 16th May 2026

Always there when I need them and makes big purchase...

Always there when I need them and makes big purchases less stressful Reviewed on: 16th May 2026

Always been helpful when needed and its a more affor...

Always been helpful when needed and its a more affordable way of spending Reviewed on: 16th May 2026

Best credit on the market

Never any issues service is excellent and always simple and easy to use via the app 10/10 Reviewed on: 16th May 2026

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