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PayPal: PayPal Credit reviews

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4.90
Based on 77,199 reviews, last reviewed 19th Apr 2026
2434000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not had any issues I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026
Yvonne o's avatar
Yvonne o

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77199)

I've never had any issues with pp credit.

5
I've never had any issues with pp credit. I've always paid on time and found it a great help when I haven't had enough funds to purchase items. It's very easy to set up and use this service. . Reviewed on: 26th May 2024
Karen Smith's avatar
Karen Smith

Using it on monthly basis.

5
Using it on monthly basis. Clear rules. No hidden costs. Highly recommend Reviewed on: 26th May 2024
Viznar's avatar
Viznar

Paypal good service provided and very easy

5
Paypal good service provided and very easy Reviewed on: 26th May 2024
Ubaid ali's avatar
Ubaid ali

Good experience and much better service

5
Good experience and much better service Reviewed on: 26th May 2024
Muhammad s's avatar
Muhammad s

Highly recommend

5
Easy ,convenient and safe to use Reviewed on: 26th May 2024
Dawn S's avatar
Dawn S

Easy to use, control everything from ap.

5
Simple easy to use, control everything from ap. Reviewed on: 26th May 2024
Cliff B's avatar
Cliff B

A handy solution

5
PayPal has made it possible for me to get things I would normally not have the readily available cash for Reviewed on: 26th May 2024
Solomon O's avatar
Solomon O

I love PayPal credit, it gives you the freedom to bu...

5
I love PayPal credit, it gives you the freedom to buy the things you really want straight away with the benefits of either 4 months 0% or to split the payment in 3 for 3 months! Fantastic Reviewed on: 26th May 2024
Maddison S's avatar
Maddison S

PayPal credit is good if you are running out of mone...

5
PayPal credit is good if you are running out of money and you can pay next month. or pay in instalments. No interest fee if you pay all off by certain time. It’s great for me due to me moving out for the first time, so I can pay for things at a later date Reviewed on: 26th May 2024
D's avatar
D

PayPal Credit is very helpful

5
It's good to have sometime an option to use PayPal Credit to pay for purchases. Very helpful. Reviewed on: 26th May 2024
Olga R's avatar
Olga R

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