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PayPal: PayPal Credit reviews

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4.90
Based on 77,395 reviews, last reviewed 19th Apr 2026
2452400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great for day to day use. Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contac... Read more Reviewed on: 19th April 2026
TOWK's avatar
TOWK

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77395)

Just Amazing

5
It’s reliable , you can do 4 instalments 0% APR Reviewed on: 26th May 2024
Ahmed A's avatar
Ahmed A

Amazing service

5
Amazing service I have never seen such service Reviewed on: 26th May 2024
Mitch T's avatar
Mitch T

it's good overall specially with the paypal credit.

5
it's good overall specially with the paypal credit... before just paypal wasn't enough to satisfy but with credit it's very helpful Reviewed on: 26th May 2024
Darshan Patel's avatar
Darshan Patel

Really handy for online purchases, never paid intere...

5
Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024
Geoff B's avatar
Geoff B

Never had problem

5
Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024
Carl Hughes's avatar
Carl Hughes

I have used PayPal for many years and have found the...

5
I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024
Eltian B's avatar
Eltian B

All very good communication and support

5
All very good communication and support Reviewed on: 26th May 2024
Alex C's avatar
Alex C

Simple and straightforward service, very easy to acc...

5
Simple and straightforward service, very easy to access, approval is immediate and interest is very low, I’ve found this immensely helpful for purchases I need a little extra time to pay for and it doesn’t feel oppressive or pushy like some credit services. Reviewed on: 26th May 2024
Heath G's avatar
Heath G

Very good and excellent way to use as safe payments.

5
Very good and excellent way to use as safe payments. Reviewed on: 26th May 2024
Kimberly R's avatar
Kimberly R

Amazing service!!!!

5
PayPal has always allowed me to pay for items that I can’t afford outright through pay in 3 and recently allowed me credit which is a great use with no interest. Any issues I have ever experienced have been dealt with by the excellent customer service team. Very efficient business. Reviewed on: 26th May 2024
Stephen C's avatar
Stephen C

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