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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175073)

Enjoyed the interest free for short period as was ab...

Enjoyed the interest free for short period as was able to spread tomhe cost of a bigger birthday gift Reviewed on: 15th May 2026

PayPal : Helps Customers Spread The Cost

I appreciate the interest free period to spread the cost with PayPal credit for larger purchases and also the pay in 3 for debit purchases. It really helps. Thank you Reviewed on: 15th May 2026

Always resolves any issues, quick and proper

Always resolves any issues, quick and proper Reviewed on: 15th May 2026

very well organized and quick with infromation

very well organized and quick with infromation Reviewed on: 15th May 2026

Fair credit option with smooth experience

PayPal Credit has genuinely been helpful for managing family finances and spreading the cost of larger purchases. The app is easy to use, payments are straightforward to track, and everything runs smoothly through PayPal.It’s definitely convenient having that extra flexibility when life decides to throw five expenses at you in the same week/month for absolutely no reason whatsoever.The only downside is the interest rates, because apparently world peace, affordable energy bills, and low credit interest rates are all equally impossible. Other than that, a really solid service overall. Reviewed on: 15th May 2026

Possibility

Gave me the possibility of buying gear I need and paying in a fair amount of time with no extra charges Reviewed on: 15th May 2026

It makes everything simple as I get paid through...

It makes everything simple as I receive payment from Paypal! Reviewed on: 15th May 2026

Good customer service when I have issues with my acc...

Good customer service when I have issues with my account. Reviewed on: 15th May 2026

Easy to use and manage my finances

Easy to use and manage my finances Reviewed on: 15th May 2026

Excellent way to pay.

Paypal is a safe and convienient way to pay. Paupal plus is a great way to save money too as you get rewarded with points that can be exchanged for money off other purchases in the future. Its great they offer more than 1 option on how to pay. Reviewed on: 15th May 2026

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