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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174928)

Its like helping hand

Paypal credit get me a bit freedom with dealing with my needs.I dont have to worry that I will have enough when something comes up xnd O really need to purchase like for example , flights tickets and accommodation for my son when he need to go dentist to different country. I dont have to ask family and no-one knows about it Reviewed on: 15th May 2026

Always achievable

Always able to achieve what I need with pay pal.resonbable rates and quick results Reviewed on: 15th May 2026

Great will continue using and look forward tor exeic...

Great will continue using and look forward tor exeicing Reviewed on: 15th May 2026

I use PayPal for all transactions whenever I can.

I use PayPal for all transactions whenever I can. I trust them 100%., whenever I've had a problem with a transaction they have always helped me sort it out. Reviewed on: 15th May 2026

PayPal easy to use

PayPal has always been very easy to use and I’ve never had a problem Reviewed on: 15th May 2026

Hard in the first place, but good once you have it.

Once you have it, it’s good, but I find getting the credit approved in the first place was so hard, ie I never had debt and our house were paid by cash, I was over 60k pa income, I still couldn’t get paypal credit, not until I moved house and got a mortgage, whilst I appreciate it is to do with credit rating, paypal should consider not everyone needed loan and these are the people with the most financial strength. Reviewed on: 15th May 2026

Smooth interfaces and good customer service

Smooth interfaces and good customer service Reviewed on: 15th May 2026

Very good payement options.

Very good payement options. Very practical and intuitive. Reviewed on: 15th May 2026

Easy and quick to setup and use would highly recommend.

Easy and quick to setup and use would highly recommend. Virtual card straight on to my phone and easy to access my finances. Reviewed on: 15th May 2026

Looks like not anymore trust able ...

Pay pal canceled automatically my direct debit without letting me know and charged £12 late payment fee after that I try to setup again but they keep canceling after 2,3 days alway keep an eye it looks like they at not anymore trust able like before. Reviewed on: 15th May 2026

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