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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

easy to use.

easy to use. helped me when there was no other options available. Reviewed on: 15th May 2026

Was very good, had to do refund bcoz I purchase an i...

Was very good, had to do refund bcoz I purchase an item and the brand was dodgy. And they refunded fully Reviewed on: 15th May 2026

Love PayPal very user friendly and they team up with...

Love PayPal very user friendly and they team up with the best brands that people actually shop with and so flexible Reviewed on: 15th May 2026

Had some issues and was solved straight away

Had some issues and was solved straight away Reviewed on: 15th May 2026

They have been amazing the 6 year I have been...

They have been amazing the 6 year I have been with then Reviewed on: 15th May 2026

Does what it says it does.

Does what it says it does. No nonsense, provides a good service without wasting too much time with gimmicks nobody about. Sorry the rest of this review is filler as they won't accept it without more words. Reviewed on: 15th May 2026

Great service and great time to pay back

Great service and great time to pay back Reviewed on: 15th May 2026

PayPal makes it so easy and safe to spend.

PayPal makes it so easy and safe to spend. I never worry when using them. Reviewed on: 15th May 2026

Always very good and easy to use.

Always very good and easy to use. Reviewed on: 15th May 2026

Great trusted service

I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026

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