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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,626 reviews, last reviewed 19th Apr 2026
2474000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel totally confident when using PayPal, No fear... I feel totally confident when using PayPal, No fear of scammers and always excellent customer service regarding any issue or query I might have, Flex... Read more Reviewed on: 19th April 2026
Myb's avatar
Myb

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77627)

Helped spread the cost of a couple of purchases.

5
Helped spread the cost of a couple of purchases. Reviewed on: 27th May 2024
Joel 's avatar
Joel

My go-to method of payment

5
Simple to use, accepted as a primary method of payment in more and more places and comes with added protection! Reviewed on: 27th May 2024
Alex S's avatar
Alex S

Excellent online purchase platform

5
Been a member on PayPal for 10+ years and I have never had an issue. Easy and simple to use for any online purchases Reviewed on: 27th May 2024
Luke 's avatar
Luke

It has been my number one choice, to pay online.

5
It has been my number one choice, to pay online. Reviewed on: 27th May 2024
Sunil G's avatar
Sunil G

They always have excellent offers

5
They always have excellent offers Reviewed on: 27th May 2024
Danilo B's avatar
Danilo B

Excellent service

5
I really like using PayPal and PayPal credit. You get plenty of time to pay with no interest on credit and you know online that you are safe. Reviewed on: 27th May 2024
Matt B's avatar
Matt B

Easy interface to use.

4
Easy interface to use. Nothing confusing Reviewed on: 27th May 2024
Marcus J's avatar
Marcus J

I found PayPal credit to be extremely useful.

5
I found PayPal credit to be extremely useful. I had a £200 limit at some point and was in no time increased to £500, which I use very often. The only problem I had was not being able to use on Amazon which is still fine by me. Reviewed on: 27th May 2024
Adetomilola A's avatar
Adetomilola A

Easy to use, convenient.

5
Easy to use, convenient. Good communication . Reviewed on: 27th May 2024
Hannah H's avatar
Hannah H

Used the app mostly, really good and intuitive

5
Used the app mostly, really good and intuitive Reviewed on: 27th May 2024
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Panda

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