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PayPal: PayPal Credit reviews

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4.90
Based on 77,849 reviews, last reviewed 20th Apr 2026
2494200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helps when you don't have enough money to spend... It helps when you don't have enough money to spend Reviewed on: 20th April 2026
Amira's avatar
Amira

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77849)

Good use for PayPal excellent service from customer...

5
Good use for PayPal excellent service from customer service Reviewed on: 27th May 2024
Mohamed C's avatar
Mohamed C

PayPal credit is great when managed well

4
PayPal credit is great for web stores that accept PayPal, particularly for larger purchases using the interest free for four months. It would be better if you could select which order to pay off promotional rates as if you buy something new part way through you’ll pay toward the latest repayment date to try and make you pay interest! Reviewed on: 27th May 2024
Ollie's avatar
Ollie

It is absolutely awesome, life saver!

5
It is absolutely awesome, life saver!! Reviewed on: 27th May 2024
Lucian R's avatar
Lucian R

A great range of credit options, with excellent onli...

5
A great range of credit options, with excellent online access to make payments and keep track. Reviewed on: 27th May 2024
Sam T's avatar
Sam T

It’s a great way to spread a cost without a long rep...

5
It’s a great way to spread a cost without a long repayment like a loan. It’s flexible and helps me out all the time. Reviewed on: 27th May 2024
Jerome's avatar
Jerome

Just there when you need it

5
Amazing options for 0% credits and very reasonable payment options Reviewed on: 27th May 2024
Lukasz J's avatar
Lukasz J

Statements are a little hard to follow but everythin...

5
Statements are a little hard to follow but everything else is fine and on the whole easy to use Reviewed on: 27th May 2024
Jacky D's avatar
Jacky D

Never had a problem

5
Never had a problem with PayPal great company, I phoned once and problem was sorted there and then thanks Reviewed on: 27th May 2024
Martin v's avatar
Martin v

Its very customer friendly and user friendly interface.

5
Its very customer friendly and user friendly interface. Reviewed on: 27th May 2024
Amal Rajeev's avatar
Amal Rajeev

On the rare occasion I've phoned they have been poli...

5
On the rare occasion I've phoned they have been polite and courteous and sorted the problem quickly Reviewed on: 27th May 2024
Margaret G's avatar
Margaret G

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