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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174345)

First class service.

First class service. Always very attentive Reviewed on: 14th May 2026

Great help especially with that economy we live at m...

Great help especially with that economy we live at moment Reviewed on: 14th May 2026

Never had any issues, always very helpful and easy t...

Never had any issues, always very helpful and easy to use Reviewed on: 14th May 2026

It has been good to use PayPal credit.

It has been good to use PayPal credit. It has helped a lot with payments. It’s helped me save money and do things I could never do without PayPal credit. Reviewed on: 14th May 2026

I recommend if u want to receive money quickly

PayPal has helped me a lot and if easy and simple to use. It’s easy for people to send money to me as well as me sending money to them. It is really useful and handy. Reviewed on: 14th May 2026

Paypal simple to use

Easy to use with many options, across a huge range of retailers. Easy app to navigate and.follow balances and what is owed. Good credit limit given as part of the package. Reviewed on: 14th May 2026

Paypal is safest way to pay.

We had a problem with a ongoing payment lucky for me I paid via paypL.and contacted PayPal the gentleman was able to sort it out and get money returned.it was a company abroad as well excellent help. I would always pay with PayPal as back up help is second to none.this happened twice to me English company payments paid into bank Netherlands. Reviewed on: 14th May 2026

so easy to use

I've not contacted anyone within PAYPAL, but the system is so easy to use. it's informative, keeping you up-to-date with your transactions and you always know where you are with the account. Reviewed on: 14th May 2026

Good experience, what else should I say.

Good experience, what else should I say. Reviewed on: 14th May 2026

Flexible and convenient payment method

Flexible and convenient payment method especially via eBay from where I have purchased many high value items and have had the ability through PayPal credit to spread payments on 0% interest for extended periods Reviewed on: 14th May 2026

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