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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145421)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe and easy way to make payments

Safe and easy way to make payments Reviewed on: 15th June 2026

Fantastic

Easy to use. Feel a sense of confidence using it over others. I’m more likely to purchase something from a retailer that offers PayPal as payment as I am able to utilise different payment methods but also have the security offered by PayPal. Reviewed on: 15th June 2026

Easy to access and you can manage your dept very...

Easy to access and you can manage your dept very easy Reviewed on: 15th June 2026

I always use PayPal when I’m purchasing online knowi...

I always use PayPal when I’m purchasing online knowing I have complete safety . I use the app and can always track my transactions, it’s a very simple process and I always have peace of mind Reviewed on: 15th June 2026

Great and easy to use

Very useful Great and easy to use Very useful happily use lay in four again Reviewed on: 15th June 2026

Absolutely great it’s there when u need most gets u...

Absolutely great it’s there when u need most gets u out of trouble which is great Reviewed on: 15th June 2026

It gives me the chance to buy large items with easy...

It gives me the chance to buy large items with easy payments,which are affordable for me. Reviewed on: 15th June 2026

Good rates and interest free options for purchases

Good rates and interest free options for purchases Reviewed on: 15th June 2026

Great safe way to spend.

Great safe way to spend. Feel confident when paying through paypal. I like i am able to spend the cost across three months, it makes shopping for nice things more addorradble. Great service, I recommend it to all my family and friends. Reviewed on: 15th June 2026

Never had a problem with them been using them for si...

Never had a problem with them been using them for six months now Reviewed on: 15th June 2026

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