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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (88343 reviews)

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4.91

Based on 88,343 reviews, last reviewed 28th Apr 2026

1732250% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Easy to use, convenient and smooth set up. Easy to use, convenient and smooth set up. Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88343)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve always had a pleasant experience using PayPal a...

I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy to navigate and user friendly and it’s very clear to see if I owe any money as soon as I log in. Reviewed on: 22nd April 2026

Excellent customer service

Great customer service and very helpful Reviewed on: 22nd April 2026

Great customer service

Agents are always willing to help. And you don't need to hold too long Reviewed on: 22nd April 2026

Convenient and easy to use.

Convenient and easy to use. able to buy goods and budget money without paying big interest. Reviewed on: 22nd April 2026

Very Satisfied with PayPal Credit

My experience with PayPal Credit has been excellent. Everything works smoothly, payments are easy to manage, and the service has been completely reliable for my daily use. Reviewed on: 22nd April 2026

A convenient and efficient service

I've had a very good experience using PayPal app,especially the PayPal credit feature for my transactions. The app is very easy to use and most importantly, very efficient Reviewed on: 22nd April 2026

User friendly And smooth transaction all the time.

User friendly And smooth transaction all the time. Secured transactions and always get notifications after transactions Reviewed on: 22nd April 2026

So far enjoying my PayPal experience

So far enjoying my PayPal experience Reviewed on: 22nd April 2026

Never any issues very helpful and trustworthy

Never any issues very helpful and trustworthy Reviewed on: 22nd April 2026

Excellent service.

Excellent service. I am very happy with everything Reviewed on: 22nd April 2026

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