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PayPal: PayPal Credit reviews

4.91
Based on 91,189 reviews, last reviewed 1st May 2026
1864350% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is helpful splitting my balance purchases into 3... It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026
Erika G's avatar
Erika G

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91189)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Payment over 4 months with no interest is a great f...

5
Payment over 4 months with no interest is a great feature Reviewed on: 24th April 2026

Excellent service.

5
Excellent service. I have no issues since I started using PayPal for several years now. Reviewed on: 24th April 2026

PayPal can be trusted.

5
PayPal can be trusted. Straightforward, simple and woth good support. Reviewed on: 24th April 2026

Amazing best in category for finance

5
Amazing best in category for finance Reviewed on: 24th April 2026

10/10 with Paypal

5
Ive been with paypal along time and i never had issues that they could not resolve. Pleasant and friendly staff. Now i have the debit card with paypal and the Blue card paypal+.........it's AWSOME Reviewed on: 24th April 2026

Top marks

5
Always use pal credited PayPal pay Reviewed on: 24th April 2026

Makes Life Easy

5
Makes life easy in terms of buying stuff that I need and I always pay it in time. They are always helpful when I call to ask for help on how to deal with my account Reviewed on: 24th April 2026

All my experience has been brilliant so far

5
All my experience has been brilliant so far Reviewed on: 24th April 2026

Have used PayPal for over 20 years with no issues

5
Have used PayPal for over 20 years with no issues Reviewed on: 24th April 2026

Helpful.

5
Helpful. Reliable and dependable Reviewed on: 24th April 2026

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