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PayPal: PayPal Credit reviews

4.73
Based on 140,882 reviews, last reviewed 17th Jun 2026
4140950% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I never had problem with PayPal it’s very safe I never had problem with PayPal it’s very safe Reviewed on: 17th June 2026
Zaneta's avatar
Zaneta

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140882)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to manage

4
Possibility to spend with no interest it’s a good bonus, plus collecting the points helps too Reviewed on: 11th June 2026

Value for money

5
Customer Service is the best. They never let me down. When I am down they pick me up Reviewed on: 11th June 2026

Profesional.

5
Profesional. Make sure the client knows what to do. Easily get the right information Reviewed on: 11th June 2026

Ho hassle just straight forward payment process

5
Ho hassle just straight forward payment process Reviewed on: 11th June 2026

Very quick and easy to use.

5
Very quick and easy to use. Never had any issues with paypal. Reviewed on: 11th June 2026

Reliable as always.

5
I’ve never had any issue using any of the PayPal services and it’s very reliable. Reviewed on: 11th June 2026

Straightforward process, clear information on paymen...

5
Straightforward process, clear information on payments amounts & dates. Reviewed on: 11th June 2026

PayPal has been great for me over the years.

5
PayPal has been great for me over the years. Using there 0% interest before 4 months has been a game changer for big purchases over £100. I already have recommended PayPal Credit to several family members and friends. Reviewed on: 11th June 2026

Really good and flexible.

5
Really good and flexible. And great on earning points on purchases Reviewed on: 11th June 2026

Straightforward

5
Easy to use and straight forward service. Feels like I am in control of my credit with the ease of accessibility using the app. Reviewed on: 11th June 2026