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PayPal: PayPal Credit reviews

4.91
Based on 88,429 reviews, last reviewed 28th Apr 2026
1736250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A trustworthy site for money matters I always make purchases via P:aypal as I am confident such transactions are safe and secure. I did feel let down on one occasion when I sought Paupal ... Read more Reviewed on: 28th April 2026
Pauline W's avatar
Pauline W

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88429)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love using PayPal for security with online purchases.

5
I love using PayPal for security with online purchases. Communication is excellent Reviewed on: 22nd April 2026

It was very easy to set up and I feel more secure us...

4
It was very easy to set up and I feel more secure using my PayPal account for payments Reviewed on: 22nd April 2026

Love it, so handy

5
Love it, so handy to have PayPal credit when things are unexpected or you want to treat yourself a little. Now having it on a card physical and digital would be a game changer for me to use and have done. Easy to pay off and manage, good offers Reviewed on: 22nd April 2026

Easiest option

5
Easy with no fuss and easy affordable payment options Reviewed on: 22nd April 2026

Fantastic and easy to use paypal credit is outstandi...

5
Fantastic and easy to use paypal credit is outstanding and very secure it's changed my online shopping Reviewed on: 22nd April 2026

With PayPal my money is always safe

5
With PayPal my money is always safe Reviewed on: 22nd April 2026

When I have had to call CS they have been efficient...

5
When I have had to call CS they have been efficient and polite. Always happy to help and always solve my issues Reviewed on: 22nd April 2026

Very positive - always helpful, user friendly app

5
Very positive - always helpful, user friendly app Reviewed on: 22nd April 2026

Smooth transactions, great reward scheme for using P...

5
Smooth transactions, great reward scheme for using Paypal. , no problems so far, would recommend . Reviewed on: 22nd April 2026

Paypal credit is easy to use.

5
Paypal credit is easy to use. Easy to see what youre spending and where easy to setup payments to pay off your balance and checking out is always a smooth process. Reviewed on: 22nd April 2026

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