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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145414)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Customer centred.

Customer centred. Quality cuayimwr experience Reviewed on: 15th June 2026

Easy to use

Fine. Easy to use and good for spreading payments Reviewed on: 15th June 2026

Easy to use and convenient

It’s easy to use and I like using it because when buying certain things, eg clothes, you’re always a bit like ‘will this fit?’ ‘What’s the quality going to be like?’ And I loathe putting my own cash up front only to then find something doesn’t fit or isn’t what I expected and then you have to wait ages to have that cash back in your bank. Using PayPal Credit, I can get what I need, know I’m financially protected and not have all my money leave my current account only for a potentially lengthy return. Reviewed on: 15th June 2026

Always use PayPal, it just works

Always use PayPal, it just works and is quick and convenient. I can't comment on customer service, purely because I've never needed to talk to them, it just works each time I use it. Reviewed on: 15th June 2026

Never had any issues so no complaints from me

Never had any issues so no complaints from me Reviewed on: 15th June 2026

Quick and easy, amazing customer service .

Quick and easy, amazing customer service . Reviewed on: 15th June 2026

Satisfied Customer

I'm enjoying using PayPal credit as a way of maximising return on my savings. I may the full amount required each month to keep interest free Reviewed on: 15th June 2026

Very practical, easy to use and safe.

Very practical, easy to use and safe. Reviewed on: 15th June 2026

very good.

very good. the fact you can buy an item and pay leter gives people flexible options Reviewed on: 15th June 2026

Reassurance

The company that brings you service you can trust Reviewed on: 15th June 2026

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