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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170716 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170785)

Always accessible and fast service

Always accessible and fast service Reviewed on: 10th May 2026

Frustrating and stressful

The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on the day it is agreed but several days later. The The PayPal assistant doesn't assist and when you get past that and text a human, they are abrupt and say they'll pass it on to someone who can help before ending the chat and you hear no more. Help on the phone is better once you get past the automated bit. The automated bit feels impatient but the humans on the phone are pleasant and helpful. Unfortunately for them, the only get to speak to you once you've already become stressed and angry by the online specimens! Anyway, problem solve but will probably make more use of my Google pay from here on in. Time to move away from PayPal! Reviewed on: 10th May 2026

So handy and always feels secure

So handy and always feels secure Reviewed on: 10th May 2026

Top quality all the time.

Top quality all the time. Never a problem. If there is. It’s sorted fast Reviewed on: 10th May 2026

Easy to contact and easy to use.

Easy to contact and easy to use. I’ve changed jobs recently and the ability to get timely support from helpful members of the team was invaluable Reviewed on: 10th May 2026

Always great service

Always great service, never use anything else when paying for things online. Reviewed on: 10th May 2026

The most reliable, up to date and fair banking

By far the most reliable, up to date, fair banking account I’ve ever used. Realistic rates of interest and credit. 24/7 support Reviewed on: 10th May 2026

Very easy to setup and handled quickly by PayPal

Very easy to setup and handled quickly by PayPal Reviewed on: 10th May 2026

Relax payment no stress on your own way no pressure...

Relax payment no stress on your own way no pressure Reviewed on: 10th May 2026

Always a smooth experience and really straight forwa...

Always a smooth experience and really straight forward to use with the app. Great to be able to track payments with the notifications too. It’s my preferred way to pay wherever possible. Reviewed on: 10th May 2026

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