Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170517 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170599)

Always the best form of transactions, reliable, safe...

Always the best form of transactions, reliable, safe and secure Reviewed on: 10th May 2026

Clear communication, great way to manage money

Clear communication, great way to manage money Reviewed on: 10th May 2026

Absolutely excellent service

Absolutely excellent service it's so quick and easy to use and makes buying big purchases so much easier . They have some fantastic 0% 4 month offers too , we were able to book flights in january and have until this month to pay it off . Reviewed on: 10th May 2026

Works well for me, suits my needs.

Works well for me, suits my needs. Convenient, payments are easy. Reviewed on: 10th May 2026

Excellent Online Payment Experience

PayPal Credit has been super convenient and easy to use. Smooth transactions, flexible payments, and a reliable service overall. Definitely a great option for managing purchases online! Reviewed on: 10th May 2026

Samsung phone

I have a 0% deal for a samsung phone and this automates tge payments and has provided an easy way to pay. The app is easy to use and clear Reviewed on: 10th May 2026

Excellent service and products

Extremely simple to set up pay in 3 or to use the PayPal credit facility. It allows flexibility which is quite rare Reviewed on: 10th May 2026

I have been PayPal for more than 2 years now and has...

I have been PayPal for more than 2 years now and has never seen anything to complain about Reviewed on: 10th May 2026

Very easy to make any transaction concert tickets, r...

Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026

PayPal provides that security when purchasing

PayPal provides that security when purchasing Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93462 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub