Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,396 reviews, last reviewed 19th Apr 2026
2452400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great for day to day use. Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contac... Read more Reviewed on: 19th April 2026
TOWK's avatar
TOWK

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77395)

Good experience but can't be used in the same way as...

5
Good experience but can't be used in the same way as regular credit card Reviewed on: 25th May 2024
Lemon's avatar
Lemon

PayPal make all my card details secured online and 0...

5
PayPal make all my card details secured online and 0% of interest on all my purchases for a period of time. Works greatly for me. Reviewed on: 25th May 2024
Nidia G's avatar
Nidia G

When i misunderstood pay pal credit your adviser und...

5
When i misunderstood pay pal credit your adviser understood my problem and answered the issue first time Reviewed on: 25th May 2024
Philip Palmer's avatar
Philip Palmer

I have always found PayPal and PayPal credit excellent.

5
I have always found PayPal and PayPal credit excellent. Credit limits are affordable and regular messaging to explain where your account is, when payments are leaving your bank. I would highly recommend as a sources of payment and credit Reviewed on: 25th May 2024
Sarah R's avatar
Sarah R

Simple to use.

5
Simple to use. Good value. Excellent value Reviewed on: 25th May 2024
Mick F's avatar
Mick F

Credit function is great for budgeting cashflow

5
Credit function is great for budgeting cashflow Reviewed on: 25th May 2024
Iain C's avatar
Iain C

A very highly recommended credit card !

5
A very highly recommended credit card !! Reviewed on: 25th May 2024
Elena A's avatar
Elena A

PayPal credit has been very useful at time.

5
PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024
Anita B's avatar
Anita B

Living my best life with PayPal credit

5
PayPal Credit helps me to manage my living costs and travel adventures. The generous interest free term in particular ensures I can afford my chosen lifestyle free of stress and full of enthusiasm. I’ve also noticed an uptake in stores and services offering PayPal too which is a welcome bonus. The app itself is a joy to use—and any issues I’ve had have been dealt with smoothly and seamlessly. Reviewed on: 25th May 2024
Ewan L's avatar
Ewan L

Very quick and easy to use.

5
Very quick and easy to use. Good communication and notifications from app Reviewed on: 25th May 2024
luke i's avatar
luke i

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill