Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,501 reviews, last reviewed 19th Apr 2026
2462000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service always and I appreciate interest free d... Good service always and I appreciate interest free deals Reviewed on: 19th April 2026
John T's avatar
John T

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
Digby's avatar
Digby
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77501)

I had a issue and couldn't open my account I called...

5
I had a issue and couldn't open my account I called them and they dealt with my issue straight away excellent service Reviewed on: 26th May 2024
Natasha h's avatar
Natasha h

Good experience, good customer service and trustworthy

4
Good experience, good customer service and trustworthy Reviewed on: 26th May 2024
Shorish s's avatar
Shorish s

Thank you!

5
I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024
Iuliana S's avatar
Iuliana S

My experience with PayPal has been excellent and the...

5
My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024
Samuka S's avatar
Samuka S

Great experience for using PayPal

5
Straight forward, easy to use, especially I can use my PayPal credit by using my curve card. Great customer service, Reviewed on: 26th May 2024
Yu Z's avatar
Yu Z

PayPal is good for budgeting and easy to use for pay...

5
PayPal is good for budgeting and easy to use for payments Reviewed on: 25th May 2024
Field Marshall 's avatar
Field Marshall

Simple to use, efficient and protected

4
Simple to use, efficient and protected Reviewed on: 25th May 2024
Siobhan R's avatar
Siobhan R

Quick and easy professional seevice

5
Quick and easy professional seevice Reviewed on: 25th May 2024
Noel H's avatar
Noel H

It is very helpful for me some time that’s way I like .

5
It is very helpful for me some time that’s way I like . Reviewed on: 25th May 2024
Mostafa's avatar
Mostafa

Been using a PayPal for 20 years very happy with Nav...

5
Been using a PayPal for 20 years very happy with Navad any problems it is absolutely brilliant Reviewed on: 25th May 2024
Necmettin andic's avatar
Necmettin andic

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill