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PayPal: PayPal Credit reviews

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4.90
Based on 77,626 reviews, last reviewed 19th Apr 2026
2474000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel totally confident when using PayPal, No fear... I feel totally confident when using PayPal, No fear of scammers and always excellent customer service regarding any issue or query I might have, Flex... Read more Reviewed on: 19th April 2026
Myb's avatar
Myb

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77627)

Fantastic service cannot fault

5
Never had any issues I have always had great customer service if I require a refund. Love PayPal my first choice when paying Reviewed on: 26th May 2024
Nicole B's avatar
Nicole B

Using PayPal credit is so Easy to use I would recomm...

5
Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024
Keith P's avatar
Keith P

Great responsable lending easy to use

5
Great responsable lending easy to use Reviewed on: 26th May 2024
Katie C's avatar
Katie C

PayPal is perfect

5
Everything I have done with PayPal is perfect. Would highly recommend Reviewed on: 26th May 2024
Lee M's avatar
Lee M

PayPal is very easy to use and always fast with paym...

5
PayPal is very easy to use and always fast with payment Reviewed on: 26th May 2024
Stuart c's avatar
Stuart c

It’s easy to use and can use it for most...

5
It’s easy to use and can use it for most web sites Reviewed on: 26th May 2024
Tracy l's avatar
Tracy l

Happy customer.

5
Good deals on lots of sites through pay pal and good interest rates. . Reviewed on: 26th May 2024
Alastair h's avatar
Alastair h

Really easy to use and a great 0% offer.

5
Really easy to use and a great 0% offer. The reason I wouldn't 10/10 recommend is because I don't think everyone has the means to responsibly manage credit, but for those who do, it is a great service. Reviewed on: 26th May 2024
Hope's avatar
Hope

Amazing Exellent

5
I always use PayPal for peace of mind, the pay in 3 is brilliant for helping to spread the cost over 3 months, really great customer service. Reviewed on: 26th May 2024
Ash's avatar
Ash

Excellent service !

4
Excellent service ! Always attentive and with more security for the account. Reviewed on: 26th May 2024
K G's avatar
K G

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