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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170160)

Life saver

5
Very helpful, a few times not had the money sitting around and having PayPal credit has helped out massively Reviewed on: 9th May 2026
Gerald f's avatar
Gerald f

Great way to purchase items

5
Great way to purchase items, easy to make payments and interest free as long as paid in the time permitted. Reviewed on: 9th May 2026
Annette M's avatar
Annette M

User friendly app, offers to suit your needs.

5
User friendly app, offers to suit your needs. Reviewed on: 9th May 2026
Smurf's avatar
Smurf

PayPal gets customer service right

5
PayPal always happy to sort out any issues I have had with purchases Reviewed on: 9th May 2026
Natalie M's avatar
Natalie M

Helpful and useful

5
It is easy to get and use. They keep you informed about when your payment is due. They only take what is agreed. It really helps to afford things that are needed and can't be gotten any other way, it makes life so much easier Reviewed on: 9th May 2026
Mary T's avatar
Mary T

Excellent service

5
PayPal is very safe easy to use & if you don't have the funds at the time you can have credit Reviewed on: 9th May 2026
Heather T's avatar
Heather T

Excellent service

5
Excellent service easy to use good value for money Reviewed on: 9th May 2026
AshimAshim T's avatar
AshimAshim T

Amazing way of purchasing, easy , no issues and high...

5
Amazing way of purchasing, easy , no issues and highly reconemded Reviewed on: 9th May 2026
Debora l's avatar
Debora l

Clearer statements needed

4
I've used PP credit a few times, I do feel like I don't understand all the maths behind it though and why the amount owed is higher than what I took out, and I wish it would be quicker at processing payments. It would be good to get reminders of when the 4 months is coming to a close and options for a print out statement for clarity Reviewed on: 9th May 2026
Gigi's avatar
Gigi

Easy to use and set up payments.

4
Easy to use and set up payments. A great way to purchase larger spends that you might not have the disposable money for. The app is great for monitoring spending and keeping up with payments Reviewed on: 9th May 2026
Sophie R's avatar
Sophie R

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